Kemper Corporation cash flow to debt ratio of 58.16% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

Kemper Corporation's free cash flow has increased 68.00% from $329.70M last year to $553.90M, signaling increasing performance

Kemper Corporation's debt to equity ratio is 0.36, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.

Kemper Corporation's debt has decreased relative to shareholder equity from 0.50 last year to 0.36 today, signaling strengthened financials

Kemper Corporation has a net debt to EBITDA ratio of 3.21x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

Kemper Corporation earns at least as much interest as it pays. Interest obligations are fully covered.

Kemper Corporation's profit margin has decreased (-87.03%) in the last year from 6.86% to 0.89%, signaling decreasing performance

Kemper Corporation's short-term assets of $1.09G exceed its short-term liabilities of $0.00

Kemper Corporation's return on assets of 0.34% is lower than the 5.00% threshold, indicating inefficient asset utilization

Kemper Corporation's return on equity of 1.52%, is lower than 15.00%, indicating bad performance

Kemper Corporation's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Kemper Corporation had positive net income in only 2.00 out of 5 years, indicating unstable earnings

Kemper Corporation has positive free cash flow, indicating the company generates cash after capital expenditures

Kemper Corporation has a free cash flow yield of 32.85%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Kemper Corporation's yearly earnings has decreased -54.91% since last year from $317.80M to $143.30M, signaling decreasing performance

Kemper Corporation's yearly revenue has increased 1.39K% since last year from $320.70M to $4.79G, signaling increasing performance

ROIC 0.41% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Kemper Corporation's 3-year revenue CAGR of -4.14% is negative, indicating declining revenue over the past 3 years

Kemper Corporation had revenue growth in only 2.00 out of 5 years, indicating inconsistent revenue performance

Kemper Corporation had positive ROE in only 2.00 out of 5 years, indicating inconsistent returns on equity

Kemper Corporation is undervalued relative to its fair value price of 133.34 based on Discounted Cash Flow model

Kemper Corporation has an earnings yield of 2.49%, which is below the 4.00% threshold, indicating the stock may be expensive relative to its earnings

Kemper Corporation is overvalued relative to its fair value price of 17.64 based on EBITDA multiple model

Kemper Corporation has an EV/EBITDA ratio of 9.38x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Kemper Corporation is overvalued relative to its fair value price of -22.87 based on Earnings Fair Value model

Kemper Corporation has no meaningful EPS growth rate; PEG ratio cannot be computed.

Kemper Corporation has a price-to-book ratio of 0.64x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Kemper Corporation has a price-to-sales ratio of 0.36x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue