NASDAQ
LIFE
Last Price
US $19.84
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
Ethos Technologies Inc. cash flow to debt ratio of 1.54K% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.
Financial risk - Healthy cash flow growth.
Ethos Technologies Inc. has insufficient data to evaluate this check.
Financial risk - Healthy debt to equity ratio.
Ethos Technologies Inc. has insufficient data to evaluate this check.
Financial risk - Healthy debt to equity ratio development.
Ethos Technologies Inc. has insufficient data to evaluate this check.
Financial stability - Net debt/EBITDA.
Ethos Technologies Inc. has a net debt to EBITDA ratio of 0.00x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
Ethos Technologies Inc. earns at least as much interest as it pays. Interest obligations are fully covered.
Financial risk - Profit margin growth.
Ethos Technologies Inc. has insufficient data to evaluate this check.
Financial risk - Short term assets vs short term liabilities.
Ethos Technologies Inc. has insufficient data to evaluate this check.
Decreasing performance - ROA.
Ethos Technologies Inc.'s return on assets of -17.35% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
Ethos Technologies Inc.'s return on equity of -60.79%, is lower than 15.00%, indicating bad performance
Decreasing performance - Earnings quality.
Ethos Technologies Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation
Decreasing performance - Earnings stability.
Ethos Technologies Inc. had positive net income in only 1.00 out of 5 years, indicating unstable earnings
Increasing performance - Free cash flow.
Ethos Technologies Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
Ethos Technologies Inc. has a free cash flow yield of 2.40%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Decreasing performance - Healthy earnings growth.
Ethos Technologies Inc. has insufficient data to evaluate this check.
Decreasing performance - Healthy revenue growth.
Ethos Technologies Inc. has insufficient data to evaluate this check.
Decreasing performance - ROIC.
ROIC -16.62% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
Decreasing performance - 3-year revenue CAGR.
Ethos Technologies Inc. has insufficient revenue history to calculate 3-year revenue CAGR.
Decreasing performance - Revenue consistency.
Ethos Technologies Inc. had revenue growth in only 0.00 out of 5 years, indicating inconsistent revenue performance
Decreasing performance - ROE consistency.
Ethos Technologies Inc. had positive ROE in only 0.00 out of 5 years, indicating inconsistent returns on equity
Overvalued - DCF valuation.
Ethos Technologies Inc. has insufficient data to evaluate this check.
Overvalued - Earnings yield.
Ethos Technologies Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails
Overvalued - EBITDA valuation.
Ethos Technologies Inc. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model
Undervalued - EV/EBITDA.
Ethos Technologies Inc. has an EV/EBITDA ratio of 13.63x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Overvalued - PEG ratio value.
Ethos Technologies Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails
Overvalued - P/B ratio.
Ethos Technologies Inc. has negative shareholder equity; price-to-book is not meaningful and the check fails
Undervalued - P/S ratio.
Ethos Technologies Inc. has a price-to-sales ratio of 1.97x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
-60.79%
Return on equity
ROIC: -16.62%
Valuation History
-7.6X
Price to Earnings
EV/EBITDA: -12.9X
Cash flow
Profit margin
-
(FY vs FY)
Cash flow Y/Y
-
(FY vs FY)
Fair Value
Market $19.84
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Default assumptions
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