NASDAQ
NECB
Last Price
US $28.32
KEY FIGURES
MKT CAP
$384.3M
EPS
TTM
$3.32
PEG
TTM
N/M
P/E
TTM
8.37x
P/S
TTM
2.44x
YIELD
3.60%
GROWTH
Revenue Y/Y
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
Northeast Community Bancorp, Inc. cash flow to debt ratio of 69.90% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.
Financial stability - Healthy cash flow growth.
Northeast Community Bancorp, Inc.'s free cash flow has increased 5.55% from $48.17M last year to $50.84M, signaling increasing performance
Financial stability - Healthy debt to equity ratio.
Northeast Community Bancorp, Inc.'s debt to equity ratio is 0.07, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial risk - Healthy debt to equity ratio development.
Northeast Community Bancorp, Inc.'s debt has increased relative to shareholder equity from 0.01 last year to 0.07 today, signaling weakened financials
Financial stability - Net debt/EBITDA.
Northeast Community Bancorp, Inc. has a net debt to EBITDA ratio of 0.00x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
Northeast Community Bancorp, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.
Financial risk - Profit margin growth.
Northeast Community Bancorp, Inc.'s profit margin has decreased (-3.20%) in the last year from 29.45% to 28.51%, signaling decreasing performance
Financial risk - Short term assets vs short term liabilities.
Northeast Community Bancorp, Inc.'s short-term liabilities of $1.63G exceed its short-term assets of $93.43M, signaling financial risk
Decreasing performance - ROA.
Northeast Community Bancorp, Inc.'s return on assets of 2.16% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
Northeast Community Bancorp, Inc.'s return on equity of 12.62%, is lower than 15.00%, indicating bad performance
Increasing performance - Earnings quality.
Northeast Community Bancorp, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Increasing performance - Earnings stability.
Northeast Community Bancorp, Inc. had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
Northeast Community Bancorp, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
Northeast Community Bancorp, Inc. has a free cash flow yield of 13.23%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Decreasing performance - Healthy earnings growth.
Northeast Community Bancorp, Inc.'s yearly earnings has decreased -5.65% since last year from $47.07M to $44.41M, signaling decreasing performance
Decreasing performance - Healthy revenue growth.
Northeast Community Bancorp, Inc.'s yearly revenue has decreased -1.55% since last year from $159.84M to $157.37M, signaling decreasing performance
Increasing performance - ROIC.
ROIC 11.40% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.
Increasing performance - 3-year revenue CAGR.
Northeast Community Bancorp, Inc.'s 3-year revenue CAGR of 28.84% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
Northeast Community Bancorp, Inc. had revenue growth in 3.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
Northeast Community Bancorp, Inc. had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity
Undervalued - DCF valuation.
Northeast Community Bancorp, Inc. is undervalued relative to its fair value price of 60.21 based on Discounted Cash Flow model
Undervalued - Earnings yield.
Northeast Community Bancorp, Inc. has an earnings yield of 11.97%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Overvalued - EBITDA valuation.
Northeast Community Bancorp, Inc. is overvalued relative to its fair value price of 27.07 based on EBITDA multiple model
Undervalued - EV/EBITDA.
Northeast Community Bancorp, Inc. has an EV/EBITDA ratio of 5.30x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Overvalued - PEG ratio value.
Northeast Community Bancorp, Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails
Undervalued - P/B ratio.
Northeast Community Bancorp, Inc. has a price-to-book ratio of 1.03x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
Northeast Community Bancorp, Inc. has a price-to-sales ratio of 2.50x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
12.62%
Return on equity
ROIC: 11.40%
Valuation History
8.4X
Price to Earnings
EV/EBITDA: 5.3X
Cash flow
Profit margin
25.01%
(FY vs FY)
EBITDA Y/Y
30.63%
(FY vs FY)
Cash flow Y/Y
28.70%
(FY vs FY)
Cash Flow (DCF)
Fair Value
Market $28.32
112.61%
Default assumptions
EBITDA Multiple
Fair Value
Market $28.32
-4.41%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.