Nelnet, Inc. cash flow to debt ratio of 5.43% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Nelnet, Inc.'s free cash flow has decreased -38.20% from $641.99M last year to $396.75M, signaling decreasing performance

Nelnet, Inc.'s debt to equity ratio is 2.06, which means that the company's assets are unhealthy financed, signaling financial risk. READ MORE: A ratio over 0.60 means the company finances its assets with debt, signaling financial risk. If ratio is negative, the company spent its own equity and risks bankruptcy

Nelnet, Inc.'s debt has decreased relative to shareholder equity from 2.48 last year to 2.06 today, signaling strengthened financials

Nelnet, Inc. has a net debt to EBITDA ratio of 6.45x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

Nelnet, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Nelnet, Inc.'s profit margin has increased (95.83%) in the last year from 9.97% to 19.52%, signaling increasing performance

Nelnet, Inc.'s short-term assets of $1.81G exceed its short-term liabilities of $4.74M

Nelnet, Inc.'s return on assets of 2.94% is lower than the 5.00% threshold, indicating inefficient asset utilization

Nelnet, Inc.'s return on equity of 11.39%, is lower than 15.00%, indicating bad performance

Nelnet, Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Nelnet, Inc. had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings

Nelnet, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Nelnet, Inc. has a free cash flow yield of 8.21%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Nelnet, Inc.'s yearly earnings has increased 132.81% since last year from $184.04M to $428.47M, signaling increasing performance

Nelnet, Inc.'s yearly revenue has increased 22.56% since last year from $1.85G to $2.26G, signaling increasing performance

ROIC 4.11% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Nelnet, Inc.'s 3-year revenue CAGR of 7.60% is positive, indicating growing revenue over the past 3 years

Nelnet, Inc. had revenue growth in 4.00 out of 5 years, indicating consistent revenue performance

Nelnet, Inc. had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity

Nelnet, Inc. is overvalued relative to its fair value price of 6.19 based on Discounted Cash Flow model

Nelnet, Inc. has an earnings yield of 8.60%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Nelnet, Inc. is overvalued relative to its fair value price of 16.10 based on EBITDA multiple model

Nelnet, Inc. has an EV/EBITDA ratio of 15.76x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Nelnet, Inc. is undervalued relative to its fair value price of 324.46 based on Earnings Fair Value model

Nelnet, Inc. has a PEG-ratio under 1 which is considered undervalued

Nelnet, Inc. has a price-to-book ratio of 1.30x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Nelnet, Inc. has a price-to-sales ratio of 2.26x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue