NYSE
NP
Last Price
US $34.06
KEY FIGURES
MKT CAP
$2.8B
EPS
TTM
$0.25
PEG
TTM
0.01x
P/E
TTM
21.43x
P/S
TTM
17.83x
YIELD
0.00%
GROWTH
Revenue Y/Y
-
(FY vs FY)
EBITDA Y/Y
Cash Flow (DCF)
Fair Value
Market $34.06
—
Default assumptions
EBITDA Multiple
Fair Value
Market $34.06
-90.78%
Default assumptions
Valuation
Financial
Performance
Financial risk - Cash flow debt coverage.
Neptune Insurance Holdings Inc. cash flow to debt ratio of 21.53% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.
Financial stability - Healthy cash flow growth.
Neptune Insurance Holdings Inc.'s free cash flow has increased 3.20% from $46.21M last year to $47.69M, signaling increasing performance
Financial risk - Healthy debt to equity ratio.
Neptune Insurance Holdings Inc.'s debt to equity ratio is -1.06, signaling that the company spent its equity and risk bankruptcy.
Financial risk - Healthy debt to equity ratio development.
Neptune Insurance Holdings Inc.'s debt to equity ratio is -1.06, signaling that the company spent its equity and risk bankruptcy.
Financial risk - Net debt/EBITDA.
Neptune Insurance Holdings Inc. has a net debt to EBITDA ratio of 3.07x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk
Financial stability - ICR.
Neptune Insurance Holdings Inc.'s interest coverage ratio of 3.57 indicates that earnings with good margin can cover interest payments on company debt
Financial risk - Profit margin growth.
Neptune Insurance Holdings Inc.'s profit margin has decreased (-2.86%) in the last year from 29.00% to 28.17%, signaling decreasing performance
Financial risk - Short term assets vs short term liabilities.
Neptune Insurance Holdings Inc.'s short-term liabilities of $52.79M exceed its short-term assets of $52.46M, signaling financial risk
Increasing performance - ROA.
Neptune Insurance Holdings Inc.'s return on assets of 40.82% is higher than the 5.00% threshold, indicating efficient asset utilization
Decreasing performance - Absolute return on equity.
Neptune Insurance Holdings Inc.'s return on equity of -11.36%, is lower than 15.00%, indicating bad performance
Increasing performance - Earnings quality.
Neptune Insurance Holdings Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Increasing performance - Earnings stability.
Neptune Insurance Holdings Inc. had positive net income in 3.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
Neptune Insurance Holdings Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Decreasing performance - FCF yield.
Neptune Insurance Holdings Inc. has a free cash flow yield of 1.68%, which is below the 2.00% threshold, indicating limited cash return relative to market value
Increasing performance - Healthy earnings growth.
Neptune Insurance Holdings Inc.'s yearly earnings has increased 8.16% since last year from $34.59M to $37.41M, signaling increasing performance
Increasing performance - Healthy revenue growth.
Neptune Insurance Holdings Inc.'s yearly revenue has increased 33.74% since last year from $119.30M to $159.55M, signaling increasing performance
Increasing performance - ROIC.
ROIC 56.18% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.
Decreasing performance - 3-year revenue CAGR.
Neptune Insurance Holdings Inc. has insufficient revenue history to calculate 3-year revenue CAGR.
Decreasing performance - Revenue consistency.
Neptune Insurance Holdings Inc. had revenue growth in only 2.00 out of 5 years, indicating inconsistent revenue performance
Decreasing performance - ROE consistency.
Neptune Insurance Holdings Inc. had positive ROE in only 0.00 out of 5 years, indicating inconsistent returns on equity
Overvalued - DCF valuation.
Neptune Insurance Holdings Inc. has insufficient data to evaluate this check.
Overvalued - Earnings yield.
Neptune Insurance Holdings Inc. has an earnings yield of 0.84%, which is below the 4.00% threshold, indicating the stock may be expensive relative to its earnings
Overvalued - EBITDA valuation.
Neptune Insurance Holdings Inc. is overvalued relative to its fair value price of 3.14 based on EBITDA multiple model
Overvalued - EV/EBITDA.
Neptune Insurance Holdings Inc. has an EV/EBITDA ratio of 38.49x, which exceeds the 20.00x threshold, indicating the stock may be overvalued relative to its operating earnings
Undervalued - PEG ratio value.
Neptune Insurance Holdings Inc. has a PEG-ratio under 1 which is considered undervalued
Overvalued - P/B ratio.
Neptune Insurance Holdings Inc. has negative shareholder equity; price-to-book is not meaningful and the check fails
Overvalued - P/S ratio.
Neptune Insurance Holdings Inc. has a price-to-sales ratio of 23.00x, which exceeds the 8.00x threshold, indicating the stock may be overvalued relative to its revenue
Profit margin
Current Ratio
Capital Returns
-11.36%
Return on equity
ROIC: 56.18%
Valuation History
21.4X
Price to Earnings
EV/EBITDA: 38.5X
Cash flow
Profit margin
-
(FY vs FY)
Cash flow Y/Y
-
(FY vs FY)
EARNINGS FV (GRAHAM)
Fair Value
Market $34.06
—
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.