NASDAQ
NRDS
Last Price
US $9.35
KEY FIGURES
MKT CAP
$0.7B
EPS
TTM
$1.01
PEG
TTM
0.07x
P/E
TTM
9.56x
P/S
TTM
0.79x
YIELD
0.00%
GROWTH
Revenue Y/Y
27.81%
(FY vs FY)
EBITDA Y/Y
Cash Flow (DCF)
Fair Value
Market $9.35
—
Default assumptions
EBITDA Multiple
Fair Value
Market $9.35
31.12%
Default assumptions
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
NerdWallet, Inc. carries no debt; cash flow comfortably covers obligations.
Financial stability - Healthy cash flow growth.
NerdWallet, Inc.'s free cash flow has increased 83.01% from $71.20M last year to $130.30M, signaling increasing performance
Financial stability - Healthy debt to equity ratio.
NerdWallet, Inc.'s debt to equity ratio is 0.00, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial stability - Healthy debt to equity ratio development.
NerdWallet, Inc.'s debt has decreased relative to shareholder equity from 0.02 last year to 0.00 today, signaling strengthened financials
Financial stability - Net debt/EBITDA.
NerdWallet, Inc. has a net debt to EBITDA ratio of 0.00x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
NerdWallet, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.
Financial stability - Profit margin growth.
NerdWallet, Inc.'s profit margin has increased (83.43%) in the last year from 4.42% to 8.11%, signaling increasing performance
Financial stability - Short term assets vs short term liabilities.
NerdWallet, Inc.'s short-term assets of $244.70M exceed its short-term liabilities of $70.90M
Increasing performance - ROA.
NerdWallet, Inc.'s return on assets of 15.95% is higher than the 5.00% threshold, indicating efficient asset utilization
Increasing performance - Absolute return on equity.
NerdWallet, Inc.'s return on equity of 18.34%, is higher than 15.00%, indicating good performance
Increasing performance - Earnings quality.
NerdWallet, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Decreasing performance - Earnings stability.
NerdWallet, Inc. had positive net income in only 2.00 out of 5 years, indicating unstable earnings
Increasing performance - Free cash flow.
NerdWallet, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
NerdWallet, Inc. has a free cash flow yield of 19.71%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Increasing performance - Healthy earnings growth.
NerdWallet, Inc.'s yearly earnings has increased 60.20% since last year from $30.40M to $48.70M, signaling increasing performance
Increasing performance - Healthy revenue growth.
NerdWallet, Inc.'s yearly revenue has increased 21.67% since last year from $687.60M to $836.60M, signaling increasing performance
Increasing performance - ROIC.
ROIC 19.20% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.
Increasing performance - 3-year revenue CAGR.
NerdWallet, Inc.'s 3-year revenue CAGR of 15.79% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
NerdWallet, Inc. had revenue growth in 5.00 out of 5 years, indicating consistent revenue performance
Decreasing performance - ROE consistency.
NerdWallet, Inc. had positive ROE in only 2.00 out of 5 years, indicating inconsistent returns on equity
Overvalued - DCF valuation.
NerdWallet, Inc. has insufficient data to evaluate this check.
Undervalued - Earnings yield.
NerdWallet, Inc. has an earnings yield of 11.13%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Undervalued - EBITDA valuation.
NerdWallet, Inc. is undervalued relative to its fair value price of 12.26 based on EBITDA multiple model
Undervalued - EV/EBITDA.
NerdWallet, Inc. has an EV/EBITDA ratio of 4.34x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Undervalued - PEG ratio value.
NerdWallet, Inc. has a PEG-ratio under 1 which is considered undervalued
Undervalued - P/B ratio.
NerdWallet, Inc. has a price-to-book ratio of 1.84x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
NerdWallet, Inc. has a price-to-sales ratio of 0.78x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
18.34%
Return on equity
ROIC: 19.20%
Valuation History
9.6X
Price to Earnings
EV/EBITDA: 4.3X
Cash flow
Profit margin
46.65%
(FY vs FY)
Cash flow Y/Y
-
(FY vs FY)
EARNINGS FV (GRAHAM)
Fair Value
Market $9.35
-87.49%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.