NYSE
ORI
Last Price
US $40.92
KEY FIGURES
MKT CAP
$10.0B
EPS
TTM
$4.19
PEG
TTM
0.30x
P/E
TTM
9.86x
P/S
TTM
1.10x
YIELD
9.00%
GROWTH
Revenue Y/Y
Profit margin
Current Ratio
Capital Returns
16.72%
Return on equity
ROIC: 4.73%
Valuation History
9.9X
Price to Earnings
EV/EBITDA: 8.5X
Cash flow
Profit margin
4.87%
(FY vs FY)
EBITDA Y/Y
10.25%
(FY vs FY)
Cash flow Y/Y
-0.35%
(FY vs FY)
Cash Flow (DCF)
Fair Value
Market $40.92
18.43%
Default assumptions
EBITDA Multiple
Fair Value
Market $40.92
-29.01%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
Old Republic International Corporation cash flow to debt ratio of 73.24% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.
Financial risk - Healthy cash flow growth.
Old Republic International Corporation's free cash flow has decreased -5.60% from $1.23G last year to $1.16G, signaling decreasing performance
Financial stability - Healthy debt to equity ratio.
Old Republic International Corporation's debt to equity ratio is 0.27, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial stability - Healthy debt to equity ratio development.
Old Republic International Corporation's debt has decreased relative to shareholder equity from 0.28 last year to 0.27 today, signaling strengthened financials
Financial stability - Net debt/EBITDA.
Old Republic International Corporation has a net debt to EBITDA ratio of 1.07x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
Old Republic International Corporation earns at least as much interest as it pays. Interest obligations are fully covered.
Financial stability - Profit margin growth.
Old Republic International Corporation's profit margin has increased (5.16%) in the last year from 10.36% to 10.89%, signaling increasing performance
Financial stability - Short term assets vs short term liabilities.
Old Republic International Corporation's short-term assets of $14.30G exceed its short-term liabilities of $4.20G
Decreasing performance - ROA.
Old Republic International Corporation's return on assets of 4.72% is lower than the 5.00% threshold, indicating inefficient asset utilization
Increasing performance - Absolute return on equity.
Old Republic International Corporation's return on equity of 16.72%, is higher than 15.00%, indicating good performance
Increasing performance - Earnings quality.
Old Republic International Corporation's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Increasing performance - Earnings stability.
Old Republic International Corporation had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
Old Republic International Corporation has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
Old Republic International Corporation has a free cash flow yield of 11.59%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Increasing performance - Healthy earnings growth.
Old Republic International Corporation's yearly earnings has increased 9.78% since last year from $852.70M to $936.10M, signaling increasing performance
Increasing performance - Healthy revenue growth.
Old Republic International Corporation's yearly revenue has increased 10.41% since last year from $8.23G to $9.09G, signaling increasing performance
Decreasing performance - ROIC.
ROIC 4.73% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
Increasing performance - 3-year revenue CAGR.
Old Republic International Corporation's 3-year revenue CAGR of 3.98% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
Old Republic International Corporation had revenue growth in 3.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
Old Republic International Corporation had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity
Undervalued - DCF valuation.
Old Republic International Corporation is undervalued relative to its fair value price of 48.46 based on Discounted Cash Flow model
Undervalued - Earnings yield.
Old Republic International Corporation has an earnings yield of 10.16%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Overvalued - EBITDA valuation.
Old Republic International Corporation is overvalued relative to its fair value price of 29.05 based on EBITDA multiple model
Undervalued - EV/EBITDA.
Old Republic International Corporation has an EV/EBITDA ratio of 8.52x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Undervalued - PEG ratio value.
Old Republic International Corporation has a PEG-ratio under 1 which is considered undervalued
Undervalued - P/B ratio.
Old Republic International Corporation has a price-to-book ratio of 1.70x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
Old Republic International Corporation has a price-to-sales ratio of 1.07x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue