NASDAQ
PAYO
Last Price
US $7.09
KEY FIGURES
MKT CAP
$2.4B
EPS
TTM
$0.21
PEG
TTM
N/M
P/E
TTM
35.44x
P/S
TTM
2.29x
YIELD
0.00%
GROWTH
Revenue Y/Y
24.96%
(FY vs FY)
EBITDA Y/Y
Cash Flow (DCF)
Fair Value
Market $7.09
—
Default assumptions
EBITDA Multiple
Fair Value
Market $7.09
-36.11%
Default assumptions
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
Payoneer Global Inc. cash flow to debt ratio of 322.80% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.
Financial stability - Healthy cash flow growth.
Payoneer Global Inc.'s free cash flow has increased 77.30% from $116.53M last year to $206.62M, signaling increasing performance
Financial stability - Healthy debt to equity ratio.
Payoneer Global Inc.'s debt to equity ratio is 0.12, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial risk - Healthy debt to equity ratio development.
Payoneer Global Inc.'s debt has increased relative to shareholder equity from 0.03 last year to 0.12 today, signaling weakened financials
Financial stability - Net debt/EBITDA.
Payoneer Global Inc. has a net debt to EBITDA ratio of 0.00x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
Payoneer Global Inc. earns at least as much interest as it pays. Interest obligations are fully covered.
Financial risk - Profit margin growth.
Payoneer Global Inc.'s profit margin has decreased (-45.45%) in the last year from 12.39% to 6.76%, signaling decreasing performance
Financial stability - Short term assets vs short term liabilities.
Payoneer Global Inc.'s short-term assets of $8.11G exceed its short-term liabilities of $8.08G
Decreasing performance - ROA.
Payoneer Global Inc.'s return on assets of 0.84% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
Payoneer Global Inc.'s return on equity of 10.01%, is lower than 15.00%, indicating bad performance
Increasing performance - Earnings quality.
Payoneer Global Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Increasing performance - Earnings stability.
Payoneer Global Inc. had positive net income in 3.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
Payoneer Global Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
Payoneer Global Inc. has a free cash flow yield of 8.57%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Decreasing performance - Healthy earnings growth.
Payoneer Global Inc.'s yearly earnings has decreased -39.59% since last year from $121.16M to $73.19M, signaling decreasing performance
Increasing performance - Healthy revenue growth.
Payoneer Global Inc.'s yearly revenue has increased 7.68% since last year from $977.72M to $1.05G, signaling increasing performance
Increasing performance - ROIC.
ROIC 9.32% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.
Increasing performance - 3-year revenue CAGR.
Payoneer Global Inc.'s 3-year revenue CAGR of 18.82% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
Payoneer Global Inc. had revenue growth in 5.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
Payoneer Global Inc. had positive ROE in 3.00 out of 5 years, indicating consistent and reliable returns on equity
Overvalued - DCF valuation.
Payoneer Global Inc. has insufficient data to evaluate this check.
Overvalued - Earnings yield.
Payoneer Global Inc. has an earnings yield of 2.93%, which is below the 4.00% threshold, indicating the stock may be expensive relative to its earnings
Overvalued - EBITDA valuation.
Payoneer Global Inc. is overvalued relative to its fair value price of 4.53 based on EBITDA multiple model
Undervalued - EV/EBITDA.
Payoneer Global Inc. has an EV/EBITDA ratio of 10.50x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Overvalued - PEG ratio value.
Payoneer Global Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails
Undervalued - P/B ratio.
Payoneer Global Inc. has a price-to-book ratio of 3.74x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
Payoneer Global Inc. has a price-to-sales ratio of 2.26x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
10.01%
Return on equity
ROIC: 9.32%
Valuation History
35.4X
Price to Earnings
EV/EBITDA: 10.5X
Cash flow
Profit margin
-
(FY vs FY)
Cash flow Y/Y
-
(FY vs FY)
EARNINGS FV (GRAHAM)
Fair Value
Market $7.09
-24.54%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.