Private Bancorp of America, Inc. cash flow to debt ratio of 0.00% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Private Bancorp of America, Inc. has insufficient data to evaluate this check.

Private Bancorp of America, Inc. has insufficient data to evaluate this check.

Private Bancorp of America, Inc. has insufficient data to evaluate this check.

Private Bancorp of America, Inc. has a net cash position, so leverage is healthy.

Private Bancorp of America, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Private Bancorp of America, Inc.'s profit margin has increased (88.90%) in the last year from 13.50% to 25.49%, signaling increasing performance

Private Bancorp of America, Inc. has insufficient data to evaluate this check.

Private Bancorp of America, Inc.'s return on assets of 1.65% is lower than the 5.00% threshold, indicating inefficient asset utilization

Private Bancorp of America, Inc.'s return on equity of 16.56%, is higher than 15.00%, indicating good performance

Private Bancorp of America, Inc. has insufficient data to evaluate this check.

Private Bancorp of America, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Private Bancorp of America, Inc. has negative free cash flow, indicating the company is burning cash rather than generating it

Private Bancorp of America, Inc. has a free cash flow yield of 0.00%, which is below the 2.00% threshold, indicating limited cash return relative to market value

Private Bancorp of America, Inc.'s yearly earnings has increased 13.52% since last year from $35.82M to $40.67M, signaling increasing performance

Private Bancorp of America, Inc. has insufficient data to evaluate this check.

ROIC 1.65% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Private Bancorp of America, Inc.'s 3-year revenue CAGR of 23.46% is positive, indicating growing revenue over the past 3 years

Private Bancorp of America, Inc. had revenue growth in 3 out of 5 years, indicating consistent revenue performance

Private Bancorp of America, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Private Bancorp of America, Inc. has insufficient data to evaluate this check.

Private Bancorp of America, Inc. has an earnings yield of 9.03%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Private Bancorp of America, Inc. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

Private Bancorp of America, Inc. has an EV/EBITDA ratio of 2.79x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Private Bancorp of America, Inc. is undervalued relative to its fair value price of 195.55 based on Earnings Fair Value model

Private Bancorp of America, Inc. has a PEG-ratio under 1 which is considered undervalued

Private Bancorp of America, Inc. has a price-to-book ratio of 1.74x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Private Bancorp of America, Inc. has a price-to-sales ratio of 2.82x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue