NYSE
PDPA
Last Price
US $25.15
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
Pearl Diver Credit Company Inc. cash flow to debt ratio of 401.41% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.
Financial stability - Healthy cash flow growth.
Pearl Diver Credit Company Inc.'s free cash flow has increased -386.29% from $-9.71M last year to $27.81M, signaling increasing performance
Financial stability - Healthy debt to equity ratio.
Pearl Diver Credit Company Inc.'s debt to equity ratio is 0.07, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial risk - Healthy debt to equity ratio development.
Pearl Diver Credit Company Inc.'s debt has increased relative to shareholder equity from 0.05 last year to 0.07 today, signaling weakened financials
Financial risk - Net debt/EBITDA.
Pearl Diver Credit Company Inc. has negative EBITDA, making leverage ratio unreliable
Financial stability - ICR.
Pearl Diver Credit Company Inc. earns at least as much interest as it pays. Interest obligations are fully covered.
Financial stability - Profit margin growth.
Pearl Diver Credit Company Inc.'s profit margin has increased (103.16%) in the last year from 38.71% to 78.65%, signaling increasing performance
Financial risk - Short term assets vs short term liabilities.
Pearl Diver Credit Company Inc.'s short-term liabilities of $6.93M exceed its short-term assets of $1.05M, signaling financial risk
Decreasing performance - ROA.
Pearl Diver Credit Company Inc.'s return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
Pearl Diver Credit Company Inc.'s return on equity of 13.72%, is lower than 15.00%, indicating bad performance
Decreasing performance - Earnings quality.
Pearl Diver Credit Company Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation
Decreasing performance - Earnings stability.
Pearl Diver Credit Company Inc. had positive net income in only 2.00 out of 5 years, indicating unstable earnings
Increasing performance - Free cash flow.
Pearl Diver Credit Company Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
Pearl Diver Credit Company Inc. has a free cash flow yield of 40.07%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Decreasing performance - Healthy earnings growth.
Pearl Diver Credit Company Inc.'s yearly earnings has decreased -385.56% since last year from $6.77M to $-19.33M, signaling decreasing performance
Increasing performance - Healthy revenue growth.
Pearl Diver Credit Company Inc.'s yearly revenue has increased 27.37% since last year from $17.49M to $22.27M, signaling increasing performance
Increasing performance - ROIC.
ROIC 5.49% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.
Decreasing performance - 3-year revenue CAGR.
Pearl Diver Credit Company Inc. has insufficient revenue history to calculate 3-year revenue CAGR.
Decreasing performance - Revenue consistency.
Pearl Diver Credit Company Inc. had revenue growth in only 2.00 out of 5 years, indicating inconsistent revenue performance
Decreasing performance - ROE consistency.
Pearl Diver Credit Company Inc. had positive ROE in only 2.00 out of 5 years, indicating inconsistent returns on equity
Overvalued - DCF valuation.
Pearl Diver Credit Company Inc. has insufficient data to evaluate this check.
Undervalued - Earnings yield.
Pearl Diver Credit Company Inc. has an earnings yield of 10.68%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Overvalued - EBITDA valuation.
Pearl Diver Credit Company Inc. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model
Undervalued - EV/EBITDA.
Pearl Diver Credit Company Inc. has an EV/EBITDA ratio of 9.95x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Undervalued - PEG ratio value.
Pearl Diver Credit Company Inc. has a PEG-ratio under 1 which is considered undervalued
Undervalued - P/B ratio.
Pearl Diver Credit Company Inc. has a price-to-book ratio of 0.71x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
Pearl Diver Credit Company Inc. has a price-to-sales ratio of 2.98x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
13.72%
Return on equity
ROIC: 5.49%
Valuation History
4.0X
Price to Earnings
EV/EBITDA: 9.9X
Cash flow
Profit margin
-
(FY vs FY)
Cash flow Y/Y
-
(FY vs FY)
Fair Value
Market $25.15
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