Pearl Diver Credit Company Inc. cash flow to debt ratio of 401.41% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

Pearl Diver Credit Company Inc.'s free cash flow has increased 386.29% from $-9.71M last year to $27.81M, signaling increasing performance

Pearl Diver Credit Company Inc.'s debt to equity ratio is 0.04, which means that the company's assets are healthy financed, signaling financial stability.

Pearl Diver Credit Company Inc.'s debt has decreased relative to shareholder equity from 0.05 last year to 0.04 today, signaling strengthened financials

Pearl Diver Credit Company Inc. has negative EBITDA, making leverage ratio unreliable

Pearl Diver Credit Company Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Pearl Diver Credit Company Inc.'s profit margin was 38.71% last year and is -34.50% this year, signaling decreasing performance

Pearl Diver Credit Company Inc.'s short-term liabilities of $6.93M exceed its short-term assets of $1.05M, signaling financial risk

Pearl Diver Credit Company Inc.'s return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization

Pearl Diver Credit Company Inc.'s return on equity of -5.12%, is lower than 15.00%, indicating bad performance

Pearl Diver Credit Company Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Pearl Diver Credit Company Inc. has insufficient public price history to evaluate earnings stability.

Pearl Diver Credit Company Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Pearl Diver Credit Company Inc. has a free cash flow yield of 47.19%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Pearl Diver Credit Company Inc.'s yearly earnings has decreased 385.56% since last year from $6.77M to $-19.33M, signaling decreasing performance

Pearl Diver Credit Company Inc.'s yearly revenue has increased 27.37% since last year from $17.49M to $22.27M, signaling increasing performance

ROIC -13.60% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Pearl Diver Credit Company Inc. has insufficient revenue history to calculate 3-year revenue CAGR.

Pearl Diver Credit Company Inc. has insufficient public price history to evaluate revenue consistency.

Pearl Diver Credit Company Inc. has insufficient public price history to evaluate ROE consistency.

Pearl Diver Credit Company Inc. has insufficient data to evaluate this check.

Pearl Diver Credit Company Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

Pearl Diver Credit Company Inc. is overvalued relative to its fair value price of 0.00 based on Base EBITDA Valuation model

Pearl Diver Credit Company Inc. has negative or missing EBITDA, making EV/EBITDA ratio unreliable

Pearl Diver Credit Company Inc. has insufficient data to evaluate this check.

Pearl Diver Credit Company Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

Pearl Diver Credit Company Inc. has a price-to-book ratio of 1.55x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Pearl Diver Credit Company Inc. has a price-to-sales ratio of 10.02x, which exceeds the 8.00x threshold, indicating the stock may be overvalued relative to its revenue