Peoples Bancorp Inc. cash flow to debt ratio of 18.34% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Peoples Bancorp Inc.'s free cash flow has decreased -5.62% from $136.37M last year to $128.70M, signaling decreasing performance

Peoples Bancorp Inc.'s debt to equity ratio is 0.57, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.

Peoples Bancorp Inc.'s debt has increased relative to shareholder equity from 0.39 last year to 0.57 today, signaling weakened financials

Peoples Bancorp Inc. has a net debt to EBITDA ratio of 3.65x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

Peoples Bancorp Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Peoples Bancorp Inc.'s profit margin has decreased (-2.21%) in the last year from 19.03% to 18.61%, signaling decreasing performance

Peoples Bancorp Inc.'s short-term liabilities of $8.14G exceed its short-term assets of $6.87G, signaling financial risk

Peoples Bancorp Inc.'s return on assets of 1.16% is lower than the 5.00% threshold, indicating inefficient asset utilization

Peoples Bancorp Inc.'s return on equity of 9.37%, is lower than 15.00%, indicating bad performance

Peoples Bancorp Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Peoples Bancorp Inc. had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings

Peoples Bancorp Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Peoples Bancorp Inc. has a free cash flow yield of 9.30%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Peoples Bancorp Inc.'s yearly earnings has decreased -8.90% since last year from $117.20M to $106.78M, signaling decreasing performance

Peoples Bancorp Inc.'s yearly revenue has increased 0.40% since last year from $615.90M to $618.38M, signaling increasing performance

ROIC 0.99% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Peoples Bancorp Inc.'s 3-year revenue CAGR of 22.09% is positive, indicating growing revenue over the past 3 years

Peoples Bancorp Inc. had revenue growth in 5.00 out of 5 years, indicating consistent revenue performance

Peoples Bancorp Inc. had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity

Peoples Bancorp Inc. is undervalued relative to its fair value price of 47.54 based on Discounted Cash Flow model

Peoples Bancorp Inc. has an earnings yield of 8.24%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Peoples Bancorp Inc. is overvalued relative to its fair value price of 11.09 based on EBITDA multiple model

Peoples Bancorp Inc. has an EV/EBITDA ratio of 15.30x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Peoples Bancorp Inc. is undervalued relative to its fair value price of 81.97 based on Earnings Fair Value model

Peoples Bancorp Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

Peoples Bancorp Inc. has a price-to-book ratio of 1.11x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Peoples Bancorp Inc. has a price-to-sales ratio of 2.31x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue