Provident Financial Services, Inc. cash flow to debt ratio of 17.56% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Provident Financial Services, Inc.'s free cash flow has increased 1.33% from $425.07M last year to $430.73M, signaling increasing performance

Provident Financial Services, Inc.'s debt to equity ratio is 1.01, which means that the company's assets are unhealthy financed, signaling financial risk. READ MORE: A ratio over 0.60 means the company finances its assets with debt, signaling financial risk. If ratio is negative, the company spent its own equity and risks bankruptcy

Provident Financial Services, Inc.'s debt has increased relative to shareholder equity from 0.93 last year to 1.01 today, signaling weakened financials

Provident Financial Services, Inc. has a net debt to EBITDA ratio of 4.87x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

Provident Financial Services, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Provident Financial Services, Inc.'s profit margin has increased (116.62%) in the last year from 10.13% to 21.95%, signaling increasing performance

Provident Financial Services, Inc.'s short-term liabilities of $19.41G exceed its short-term assets of $3.47G, signaling financial risk

Provident Financial Services, Inc.'s return on assets of 1.22% is lower than the 5.00% threshold, indicating inefficient asset utilization

Provident Financial Services, Inc.'s return on equity of 10.98%, is lower than 15.00%, indicating bad performance

Provident Financial Services, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Provident Financial Services, Inc. had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings

Provident Financial Services, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Provident Financial Services, Inc. has a free cash flow yield of 13.98%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Provident Financial Services, Inc.'s yearly earnings has increased 152.03% since last year from $115.53M to $291.16M, signaling increasing performance

Provident Financial Services, Inc.'s yearly revenue has increased 21.25% since last year from $1.14G to $1.38G, signaling increasing performance

ROIC -2.08% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Provident Financial Services, Inc.'s 3-year revenue CAGR of 35.65% is positive, indicating growing revenue over the past 3 years

Provident Financial Services, Inc. had revenue growth in 5.00 out of 5 years, indicating consistent revenue performance

Provident Financial Services, Inc. had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity

Provident Financial Services, Inc. is undervalued relative to its fair value price of 40.85 based on Discounted Cash Flow model

Provident Financial Services, Inc. has an earnings yield of 9.94%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Provident Financial Services, Inc. is overvalued relative to its fair value price of 4.21 based on EBITDA multiple model

Provident Financial Services, Inc. has an EV/EBITDA ratio of 11.71x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Provident Financial Services, Inc. is undervalued relative to its fair value price of 56.05 based on Earnings Fair Value model

Provident Financial Services, Inc. has a PEG-ratio under 1 which is considered undervalued

Provident Financial Services, Inc. has a price-to-book ratio of 1.08x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Provident Financial Services, Inc. has a price-to-sales ratio of 2.21x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue