NASDAQ
PKBK
Last Price
US $35.13
KEY FIGURES
MKT CAP
$416.0M
EPS
TTM
$3.91
PEG
TTM
0.18x
P/E
TTM
8.99x
P/S
TTM
3.51x
YIELD
2.11%
GROWTH
Revenue Y/Y
10.49%
(FY vs FY)
EBITDA Y/Y
Cash Flow (DCF)
Fair Value
Market $35.13
19.67%
Default assumptions
EBITDA Multiple
Fair Value
Market $35.13
-12.04%
Default assumptions
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
Parke Bancorp, Inc. cash flow to debt ratio of 27.56% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.
Financial stability - Healthy cash flow growth.
Parke Bancorp, Inc.'s free cash flow has increased 11.10% from $35.04M last year to $38.93M, signaling increasing performance
Financial stability - Healthy debt to equity ratio.
Parke Bancorp, Inc.'s debt to equity ratio is 0.51, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial stability - Healthy debt to equity ratio development.
Parke Bancorp, Inc.'s debt has decreased relative to shareholder equity from 0.63 last year to 0.51 today, signaling strengthened financials
Financial stability - Net debt/EBITDA.
Parke Bancorp, Inc. has a net debt to EBITDA ratio of 0.00x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
Parke Bancorp, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.
Financial stability - Profit margin growth.
Parke Bancorp, Inc.'s profit margin has increased (83.83%) in the last year from 21.26% to 39.08%, signaling increasing performance
Financial risk - Short term assets vs short term liabilities.
Parke Bancorp, Inc.'s short-term liabilities of $1.89G exceed its short-term assets of $168.13M, signaling financial risk
Decreasing performance - ROA.
Parke Bancorp, Inc.'s return on assets of 1.99% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
Parke Bancorp, Inc.'s return on equity of 13.87%, is lower than 15.00%, indicating bad performance
Increasing performance - Earnings quality.
Parke Bancorp, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Increasing performance - Earnings stability.
Parke Bancorp, Inc. had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
Parke Bancorp, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
Parke Bancorp, Inc. has a free cash flow yield of 9.36%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Increasing performance - Healthy earnings growth.
Parke Bancorp, Inc.'s yearly earnings has increased 37.30% since last year from $27.51M to $37.77M, signaling increasing performance
Increasing performance - Healthy revenue growth.
Parke Bancorp, Inc.'s yearly revenue has increased 12.88% since last year from $129.41M to $146.08M, signaling increasing performance
Decreasing performance - ROIC.
ROIC 4.12% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
Increasing performance - 3-year revenue CAGR.
Parke Bancorp, Inc.'s 3-year revenue CAGR of 15.07% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
Parke Bancorp, Inc. had revenue growth in 5.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
Parke Bancorp, Inc. had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity
Undervalued - DCF valuation.
Parke Bancorp, Inc. is undervalued relative to its fair value price of 42.04 based on Discounted Cash Flow model
Undervalued - Earnings yield.
Parke Bancorp, Inc. has an earnings yield of 11.13%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Overvalued - EBITDA valuation.
Parke Bancorp, Inc. is overvalued relative to its fair value price of 30.90 based on EBITDA multiple model
Undervalued - EV/EBITDA.
Parke Bancorp, Inc. has an EV/EBITDA ratio of 8.00x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Undervalued - PEG ratio value.
Parke Bancorp, Inc. has a PEG-ratio under 1 which is considered undervalued
Undervalued - P/B ratio.
Parke Bancorp, Inc. has a price-to-book ratio of 1.19x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
Parke Bancorp, Inc. has a price-to-sales ratio of 3.51x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
13.87%
Return on equity
ROIC: 4.12%
Valuation History
8.8X
Price to Earnings
EV/EBITDA: 13.5X
Cash flow
Profit margin
5.03%
(FY vs FY)
Cash flow Y/Y
1.43%
(FY vs FY)
Base valuations use default assumptions. Customize in the Valuator.