NYSE
PRU
Last Price
US $111.07
KEY FIGURES
MKT CAP
$37.6B
EPS
TTM
$9.97
PEG
TTM
0.20x
P/E
TTM
11.01x
P/S
TTM
0.62x
YIELD
5.08%
GROWTH
Revenue Y/Y
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
Prudential Financial, Inc. cash flow to debt ratio of 27.32% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.
Financial risk - Healthy cash flow growth.
Prudential Financial, Inc.'s free cash flow has decreased -26.24% from $8.50G last year to $6.27G, signaling decreasing performance
Financial risk - Healthy debt to equity ratio.
Prudential Financial, Inc.'s debt to equity ratio is 0.62, which means that the company's assets are unhealthy financed, signaling financial risk. READ MORE: A ratio over 0.60 means the company finances its assets with debt, signaling financial risk. If ratio is negative, the company spent its own equity and risks bankruptcy
Financial stability - Healthy debt to equity ratio development.
Prudential Financial, Inc.'s debt has decreased relative to shareholder equity from 1.02 last year to 0.62 today, signaling strengthened financials
Financial stability - Net debt/EBITDA.
Prudential Financial, Inc. has a net debt to EBITDA ratio of 0.66x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
Prudential Financial, Inc.'s interest coverage ratio of 4.17 indicates that earnings with good margin can cover interest payments on company debt
Financial stability - Profit margin growth.
Prudential Financial, Inc.'s profit margin has increased (42.68%) in the last year from 3.86% to 5.51%, signaling increasing performance
Financial risk - Short term assets vs short term liabilities.
Prudential Financial, Inc.'s short-term liabilities of $228.92G exceed its short-term assets of $139.52G, signaling financial risk
Decreasing performance - ROA.
Prudential Financial, Inc.'s return on assets of 0.45% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
Prudential Financial, Inc.'s return on equity of 10.91%, is lower than 15.00%, indicating bad performance
Increasing performance - Earnings quality.
Prudential Financial, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Increasing performance - Earnings stability.
Prudential Financial, Inc. had positive net income in 4.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
Prudential Financial, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
Prudential Financial, Inc. has a free cash flow yield of 16.68%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Increasing performance - Healthy earnings growth.
Prudential Financial, Inc.'s yearly earnings has increased 31.13% since last year from $2.73G to $3.58G, signaling increasing performance
Decreasing performance - Healthy revenue growth.
Prudential Financial, Inc.'s yearly revenue has decreased -21.16% since last year from $70.64G to $55.70G, signaling decreasing performance
Decreasing performance - ROIC.
ROIC 0.46% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
Increasing performance - 3-year revenue CAGR.
Prudential Financial, Inc.'s 3-year revenue CAGR of 2.17% is positive, indicating growing revenue over the past 3 years
Decreasing performance - Revenue consistency.
Prudential Financial, Inc. had revenue growth in only 2.00 out of 5 years, indicating inconsistent revenue performance
Increasing performance - ROE consistency.
Prudential Financial, Inc. had positive ROE in 4.00 out of 5 years, indicating consistent and reliable returns on equity
Undervalued - DCF valuation.
Prudential Financial, Inc. is undervalued relative to its fair value price of 127.67 based on Discounted Cash Flow model
Undervalued - Earnings yield.
Prudential Financial, Inc. has an earnings yield of 9.21%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Overvalued - EBITDA valuation.
Prudential Financial, Inc. is overvalued relative to its fair value price of 59.84 based on EBITDA multiple model
Undervalued - EV/EBITDA.
Prudential Financial, Inc. has an EV/EBITDA ratio of 7.95x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Undervalued - PEG ratio value.
Prudential Financial, Inc. has a PEG-ratio under 1 which is considered undervalued
Undervalued - P/B ratio.
Prudential Financial, Inc. has a price-to-book ratio of 1.18x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
Prudential Financial, Inc. has a price-to-sales ratio of 0.60x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
10.91%
Return on equity
ROIC: 0.46%
Valuation History
11.0X
Price to Earnings
EV/EBITDA: 8.0X
Cash flow
Profit margin
1.28%
(FY vs FY)
EBITDA Y/Y
105.52%
(FY vs FY)
Cash flow Y/Y
-5.41%
(FY vs FY)
Cash Flow (DCF)
Fair Value
Market $111.07
13.03%
Default assumptions
EBITDA Multiple
Fair Value
Market $111.07
-47.02%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.