QNB Corp. cash flow to debt ratio of 13.87% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

QNB Corp.'s free cash flow has increased 21.93% from $12.70M last year to $15.49M, signaling increasing performance

QNB Corp.'s debt to equity ratio is 0.71, which means that the company's assets are unhealthy financed, signaling financial risk.

QNB Corp.'s debt has decreased relative to shareholder equity from 0.81 last year to 0.71 today, signaling strengthened financials

QNB Corp. has a net cash position, so leverage is healthy.

QNB Corp. earns at least as much interest as it pays. Interest obligations are fully covered.

QNB Corp.'s profit margin was 12.58% last year and is 12.89% this year, signaling increasing performance

QNB Corp.'s short-term liabilities of $81.11M exceed its short-term assets of $50.30M, signaling financial risk

QNB Corp.'s return on assets of 0.56% is lower than the 5.00% threshold, indicating inefficient asset utilization

QNB Corp.'s return on equity of 9.48%, is lower than 15.00%, indicating bad performance

QNB Corp.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

QNB Corp. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

QNB Corp. has positive free cash flow, indicating the company generates cash after capital expenditures

QNB Corp. has a free cash flow yield of 8.35%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

QNB Corp.'s yearly earnings has increased 23.08% since last year from $11.45M to $14.09M, signaling increasing performance

QNB Corp.'s yearly revenue has increased 6.97% since last year from $90.98M to $97.32M, signaling increasing performance

ROIC 0.56% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

QNB Corp.'s 3-year revenue CAGR of 18.73% is positive, indicating growing revenue over the past 3 years

QNB Corp. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

QNB Corp. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

QNB Corp. is undervalued relative to its fair value price of 239.52 based on Base Cash Flow Valuation (DCF) model

QNB Corp. has an earnings yield of 7.42%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

QNB Corp. is undervalued relative to its fair value price of 170.43 based on Base EBITDA Valuation model

QNB Corp. has insufficient data to compute enterprise value.

QNB Corp. has insufficient data to evaluate this check.

QNB Corp. has a PEG-ratio over 1 which is considered overvalued

QNB Corp. has a price-to-book ratio of 1.24x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

QNB Corp. has a price-to-sales ratio of 2.19x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue