NYSE
RJF
Last Price
US $180.81
KEY FIGURES
MKT CAP
$34.7B
EPS
TTM
$11.89
PEG
TTM
1.29x
P/E
TTM
15.21x
P/S
TTM
2.07x
YIELD
1.17%
GROWTH
Revenue Y/Y
Profit margin
Current Ratio
Capital Returns
18.32%
Return on equity
ROIC: 8.54%
Valuation History
15.5X
Price to Earnings
EV/EBITDA: 9.3X
Cash flow
Profit margin
14.55%
(FY vs FY)
EBITDA Y/Y
32.35%
(FY vs FY)
Cash flow Y/Y
-10.67%
(FY vs FY)
Cash Flow (DCF)
Fair Value
Market $180.81
-34.92%
Default assumptions
EBITDA Multiple
Fair Value
Market $180.81
12.42%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
Raymond James Financial, Inc. cash flow to debt ratio of 53.55% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.
Financial stability - Healthy cash flow growth.
Raymond James Financial, Inc.'s free cash flow has increased 15.18% from $1.95G last year to $2.25G, signaling increasing performance
Financial stability - Healthy debt to equity ratio.
Raymond James Financial, Inc.'s debt to equity ratio is 0.42, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial risk - Healthy debt to equity ratio development.
Raymond James Financial, Inc.'s debt has increased relative to shareholder equity from 0.34 last year to 0.42 today, signaling weakened financials
Financial stability - Net debt/EBITDA.
Raymond James Financial, Inc. has a net debt to EBITDA ratio of 0.00x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
Raymond James Financial, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.
Financial risk - Profit margin growth.
Raymond James Financial, Inc.'s profit margin has decreased (-2.91%) in the last year from 14.03% to 13.62%, signaling decreasing performance
Financial risk - Short term assets vs short term liabilities.
Raymond James Financial, Inc.'s short-term liabilities of $65.97G exceed its short-term assets of $21.10G, signaling financial risk
Decreasing performance - ROA.
Raymond James Financial, Inc.'s return on assets of 2.45% is lower than the 5.00% threshold, indicating inefficient asset utilization
Increasing performance - Absolute return on equity.
Raymond James Financial, Inc.'s return on equity of 18.32%, is higher than 15.00%, indicating good performance
Increasing performance - Earnings quality.
Raymond James Financial, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Increasing performance - Earnings stability.
Raymond James Financial, Inc. had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
Raymond James Financial, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
Raymond James Financial, Inc. has a free cash flow yield of 6.47%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Increasing performance - Healthy earnings growth.
Raymond James Financial, Inc.'s yearly earnings has increased 3.24% since last year from $2.07G to $2.13G, signaling increasing performance
Increasing performance - Healthy revenue growth.
Raymond James Financial, Inc.'s yearly revenue has increased 7.94% since last year from $14.74G to $15.91G, signaling increasing performance
Increasing performance - ROIC.
ROIC 8.54% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.
Increasing performance - 3-year revenue CAGR.
Raymond James Financial, Inc.'s 3-year revenue CAGR of 12.57% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
Raymond James Financial, Inc. had revenue growth in 5.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
Raymond James Financial, Inc. had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity
Overvalued - DCF valuation.
Raymond James Financial, Inc. is overvalued relative to its fair value price of 117.67 based on Discounted Cash Flow model
Undervalued - Earnings yield.
Raymond James Financial, Inc. has an earnings yield of 6.57%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Undervalued - EBITDA valuation.
Raymond James Financial, Inc. is undervalued relative to its fair value price of 203.26 based on EBITDA multiple model
Undervalued - EV/EBITDA.
Raymond James Financial, Inc. has an EV/EBITDA ratio of 5.86x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Overvalued - PEG ratio value.
Raymond James Financial, Inc. has a PEG-ratio over 1 which is considered overvalued
Undervalued - P/B ratio.
Raymond James Financial, Inc. has a price-to-book ratio of 2.76x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
Raymond James Financial, Inc. has a price-to-sales ratio of 2.07x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue