Seacoast Banking Corporation of Florida cash flow to debt ratio of 14.07% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Seacoast Banking Corporation of Florida's free cash flow has increased 1.72% from $175.87M last year to $178.89M, signaling increasing performance

Seacoast Banking Corporation of Florida's debt to equity ratio is 0.41, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.

Seacoast Banking Corporation of Florida's debt has increased relative to shareholder equity from 0.27 last year to 0.41 today, signaling weakened financials

Seacoast Banking Corporation of Florida has a net debt to EBITDA ratio of 5.11x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

Seacoast Banking Corporation of Florida earns at least as much interest as it pays. Interest obligations are fully covered.

Seacoast Banking Corporation of Florida's profit margin has increased (6.44%) in the last year from 14.96% to 15.92%, signaling increasing performance

Seacoast Banking Corporation of Florida's short-term liabilities of $13.42G exceed its short-term assets of $5.35G, signaling financial risk

Seacoast Banking Corporation of Florida's return on assets of 0.69% is lower than the 5.00% threshold, indicating inefficient asset utilization

Seacoast Banking Corporation of Florida's return on equity of 5.40%, is lower than 15.00%, indicating bad performance

Seacoast Banking Corporation of Florida's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Seacoast Banking Corporation of Florida had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings

Seacoast Banking Corporation of Florida has positive free cash flow, indicating the company generates cash after capital expenditures

Seacoast Banking Corporation of Florida has a free cash flow yield of 5.58%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Seacoast Banking Corporation of Florida's yearly earnings has increased 19.75% since last year from $120.99M to $144.88M, signaling increasing performance

Seacoast Banking Corporation of Florida's yearly revenue has increased 15.66% since last year from $808.99M to $935.65M, signaling increasing performance

ROIC 0.69% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Seacoast Banking Corporation of Florida's 3-year revenue CAGR of 24.87% is positive, indicating growing revenue over the past 3 years

Seacoast Banking Corporation of Florida had revenue growth in 5.00 out of 5 years, indicating consistent revenue performance

Seacoast Banking Corporation of Florida had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity

Seacoast Banking Corporation of Florida is overvalued relative to its fair value price of 20.63 based on Discounted Cash Flow model

Seacoast Banking Corporation of Florida has an earnings yield of 4.55%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Seacoast Banking Corporation of Florida is overvalued relative to its fair value price of 1.54 based on EBITDA multiple model

Seacoast Banking Corporation of Florida has an EV/EBITDA ratio of 19.28x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Seacoast Banking Corporation of Florida is undervalued relative to its fair value price of 38.58 based on Earnings Fair Value model

Seacoast Banking Corporation of Florida has a PEG-ratio over 1 which is considered overvalued

Seacoast Banking Corporation of Florida has a price-to-book ratio of 1.04x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Seacoast Banking Corporation of Florida has a price-to-sales ratio of 3.50x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue