NASDAQ
SDA
Last Price
US $0.86
Valuation
Financial
Performance
Financial risk - Cash flow debt coverage.
SunCar Technology Group Inc. cash flow to debt ratio of 6.81% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.
Financial risk - Healthy cash flow growth.
SunCar Technology Group Inc.'s free cash flow has decreased -52.57% from $11.25M last year to $5.34M, signaling decreasing performance
Financial risk - Healthy debt to equity ratio.
SunCar Technology Group Inc.'s debt to equity ratio is 2.58, which means that the company's assets are unhealthy financed, signaling financial risk. READ MORE: A ratio over 0.60 means the company finances its assets with debt, signaling financial risk. If ratio is negative, the company spent its own equity and risks bankruptcy
Financial stability - Healthy debt to equity ratio development.
SunCar Technology Group Inc.'s debt has decreased relative to shareholder equity from 7.08 last year to 2.58 today, signaling strengthened financials
Financial risk - Net debt/EBITDA.
SunCar Technology Group Inc. has a net debt to EBITDA ratio of 6.47x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk
Financial stability - ICR.
SunCar Technology Group Inc.'s interest coverage ratio of 2.33 indicates that earnings with margin can cover interest payments on company debt
Financial stability - Profit margin growth.
SunCar Technology Group Inc.'s profit margin has increased (-96.31%) in the last year from -15.54% to -0.57%, signaling increasing performance
Financial stability - Short term assets vs short term liabilities.
SunCar Technology Group Inc.'s short-term assets of $183.30M exceed its short-term liabilities of $147.26M
Decreasing performance - ROA.
SunCar Technology Group Inc.'s return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
SunCar Technology Group Inc.'s return on equity of -9.56%, is lower than 15.00%, indicating bad performance
Decreasing performance - Earnings quality.
SunCar Technology Group Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation
Decreasing performance - Earnings stability.
SunCar Technology Group Inc. had positive net income in only 0.00 out of 5 years, indicating unstable earnings
Increasing performance - Free cash flow.
SunCar Technology Group Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
SunCar Technology Group Inc. has a free cash flow yield of 6.10%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Increasing performance - Healthy earnings growth.
SunCar Technology Group Inc.'s yearly earnings has increased -94.26% since last year from $-68.66M to $-3.94M, signaling increasing performance
Increasing performance - Healthy revenue growth.
SunCar Technology Group Inc.'s yearly revenue has increased 10.73% since last year from $441.90M to $489.29M, signaling increasing performance
Decreasing performance - ROIC.
ROIC 3.92% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
Increasing performance - 3-year revenue CAGR.
SunCar Technology Group Inc.'s 3-year revenue CAGR of 20.10% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
SunCar Technology Group Inc. had revenue growth in 5.00 out of 5 years, indicating consistent revenue performance
Decreasing performance - ROE consistency.
SunCar Technology Group Inc. had positive ROE in only 0.00 out of 5 years, indicating inconsistent returns on equity
Overvalued - DCF valuation.
SunCar Technology Group Inc. has insufficient data to evaluate this check.
Overvalued - Earnings yield.
SunCar Technology Group Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails
Overvalued - EBITDA valuation.
SunCar Technology Group Inc. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model
Undervalued - EV/EBITDA.
SunCar Technology Group Inc. has an EV/EBITDA ratio of 16.06x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Overvalued - PEG ratio value.
SunCar Technology Group Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails
Undervalued - P/B ratio.
SunCar Technology Group Inc. has a price-to-book ratio of 0.94x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
SunCar Technology Group Inc. has a price-to-sales ratio of 0.17x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
-9.56%
Return on equity
ROIC: 3.92%
Valuation History
-33.3X
Price to Earnings
EV/EBITDA: 9.9X
Cash flow
Profit margin
-0.70%
(FY vs FY)
Cash flow Y/Y
-
(FY vs FY)
Fair Value
Market $0.86
—
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.