Selective Insurance Group, Inc. cash flow to debt ratio of 122.42% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

Selective Insurance Group, Inc.'s free cash flow has increased 11.71% from $1.07G last year to $1.19G, signaling increasing performance

Selective Insurance Group, Inc.'s debt to equity ratio is 0.25, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.

Selective Insurance Group, Inc.'s debt has increased relative to shareholder equity from 0.18 last year to 0.25 today, signaling weakened financials

Selective Insurance Group, Inc. has a net debt to EBITDA ratio of 1.47x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

Selective Insurance Group, Inc.'s interest coverage ratio of 10.11 indicates that earnings with good margin can cover interest payments on company debt

Selective Insurance Group, Inc.'s profit margin has increased (97.40%) in the last year from 4.26% to 8.41%, signaling increasing performance

Selective Insurance Group, Inc.'s short-term liabilities of $2.49G exceed its short-term assets of $1.55G, signaling financial risk

Selective Insurance Group, Inc.'s return on assets of 2.96% is lower than the 5.00% threshold, indicating inefficient asset utilization

Selective Insurance Group, Inc.'s return on equity of 12.93%, is lower than 15.00%, indicating bad performance

Selective Insurance Group, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Selective Insurance Group, Inc. had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings

Selective Insurance Group, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Selective Insurance Group, Inc. has a free cash flow yield of 20.71%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Selective Insurance Group, Inc.'s yearly earnings has increased 125.31% since last year from $207.01M to $466.41M, signaling increasing performance

Selective Insurance Group, Inc.'s yearly revenue has increased 9.18% since last year from $4.86G to $5.31G, signaling increasing performance

ROIC 3.39% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Selective Insurance Group, Inc.'s 3-year revenue CAGR of 14.47% is positive, indicating growing revenue over the past 3 years

Selective Insurance Group, Inc. had revenue growth in 5.00 out of 5 years, indicating consistent revenue performance

Selective Insurance Group, Inc. had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity

Selective Insurance Group, Inc. is undervalued relative to its fair value price of 349.49 based on Discounted Cash Flow model

Selective Insurance Group, Inc. has an earnings yield of 7.79%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Selective Insurance Group, Inc. is overvalued relative to its fair value price of 63.30 based on EBITDA multiple model

Selective Insurance Group, Inc. has an EV/EBITDA ratio of 10.06x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Selective Insurance Group, Inc. is undervalued relative to its fair value price of 185.24 based on Earnings Fair Value model

Selective Insurance Group, Inc. has a PEG-ratio under 1 which is considered undervalued

Selective Insurance Group, Inc. has a price-to-book ratio of 1.62x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Selective Insurance Group, Inc. has a price-to-sales ratio of 1.08x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue