NYSE
SLF
Last Price
US $78.42
KEY FIGURES
MKT CAP
$43.2B
EPS
TTM
$5.92
PEG
TTM
-
P/E
TTM
20.55x
P/S
TTM
1.02x
YIELD
3.33%
GROWTH
Revenue Y/Y
-0.54%
(FY vs FY)
EBITDA Y/Y
Cash Flow (DCF)
Fair Value
Market $78.42
365.05%
Default assumptions
EBITDA Multiple
Fair Value
Market $78.42
-42.73%
Default assumptions
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
Sun Life Financial Inc. cash flow to debt ratio of 73.15% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.
Financial stability - Healthy cash flow growth.
Sun Life Financial Inc.'s free cash flow has increased 469.36% from $2.39G last year to $13.60G, signaling increasing performance
Financial stability - Healthy debt to equity ratio.
Sun Life Financial Inc.'s debt to equity ratio is 0.33, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial stability - Healthy debt to equity ratio development.
Sun Life Financial Inc.'s debt has decreased relative to shareholder equity from 0.65 last year to 0.33 today, signaling strengthened financials
Financial stability - Net debt/EBITDA.
Sun Life Financial Inc. has a net debt to EBITDA ratio of 1.71x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
Sun Life Financial Inc.'s interest coverage ratio of 7.52 indicates that earnings with good margin can cover interest payments on company debt
Financial risk - Profit margin growth.
Sun Life Financial Inc.'s profit margin has decreased (-0.82%) in the last year from 9.20% to 9.12%, signaling decreasing performance
Financial stability - Short term assets vs short term liabilities.
Sun Life Financial Inc.'s short-term assets of $41.57G exceed its short-term liabilities of $14.95G
Decreasing performance - ROA.
Sun Life Financial Inc.'s return on assets of 0.82% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
Sun Life Financial Inc.'s return on equity of 12.98%, is lower than 15.00%, indicating bad performance
Increasing performance - Earnings quality.
Sun Life Financial Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Increasing performance - Earnings stability.
Sun Life Financial Inc. had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
Sun Life Financial Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
Sun Life Financial Inc. has a free cash flow yield of 31.52%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Increasing performance - Healthy earnings growth.
Sun Life Financial Inc.'s yearly earnings has increased 18.01% since last year from $3.17G to $3.74G, signaling increasing performance
Increasing performance - Healthy revenue growth.
Sun Life Financial Inc.'s yearly revenue has increased 47.05% since last year from $28.68G to $42.17G, signaling increasing performance
Decreasing performance - ROIC.
ROIC 0.83% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
Increasing performance - 3-year revenue CAGR.
Sun Life Financial Inc.'s 3-year revenue CAGR of 130.82% is positive, indicating growing revenue over the past 3 years
Decreasing performance - Revenue consistency.
Sun Life Financial Inc. had revenue growth in only 2.00 out of 5 years, indicating inconsistent revenue performance
Increasing performance - ROE consistency.
Sun Life Financial Inc. had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity
Undervalued - DCF valuation.
Sun Life Financial Inc. is undervalued relative to its fair value price of 364.69 based on Discounted Cash Flow model
Undervalued - Earnings yield.
Sun Life Financial Inc. has an earnings yield of 7.60%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Overvalued - EBITDA valuation.
Sun Life Financial Inc. is overvalued relative to its fair value price of 44.91 based on EBITDA multiple model
Undervalued - EV/EBITDA.
Sun Life Financial Inc. has an EV/EBITDA ratio of 12.74x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Overvalued - PEG ratio value.
Sun Life Financial Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails
Undervalued - P/B ratio.
Sun Life Financial Inc. has a price-to-book ratio of 2.45x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
Sun Life Financial Inc. has a price-to-sales ratio of 1.70x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
12.98%
Return on equity
ROIC: 0.83%
Valuation History
20.6X
Price to Earnings
EV/EBITDA: 12.7X
Cash flow
Profit margin
5.62%
(FY vs FY)
Cash flow Y/Y
7.08%
(FY vs FY)
Base valuations use default assumptions. Customize in the Valuator.