SLM Corporation cash flow to debt ratio of 9.82% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

SLM Corporation's free cash flow has increased -274.72% from $-329.39M last year to $575.52M, signaling increasing performance

SLM Corporation's debt to equity ratio is 2.53, which means that the company's assets are unhealthy financed, signaling financial risk. READ MORE: A ratio over 0.60 means the company finances its assets with debt, signaling financial risk. If ratio is negative, the company spent its own equity and risks bankruptcy

SLM Corporation's debt has decreased relative to shareholder equity from 2.98 last year to 2.53 today, signaling strengthened financials

SLM Corporation has a net debt to EBITDA ratio of 1.63x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

SLM Corporation earns at least as much interest as it pays. Interest obligations are fully covered.

SLM Corporation's profit margin has increased (19.24%) in the last year from 20.36% to 24.28%, signaling increasing performance

SLM Corporation's short-term liabilities of $21.56G exceed its short-term assets of $6.03G, signaling financial risk

SLM Corporation's return on assets of 2.54% is lower than the 5.00% threshold, indicating inefficient asset utilization

SLM Corporation's return on equity of 31.16%, is higher than 15.00%, indicating good performance

SLM Corporation's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

SLM Corporation had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings

SLM Corporation has positive free cash flow, indicating the company generates cash after capital expenditures

SLM Corporation has a free cash flow yield of 11.99%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

SLM Corporation's yearly earnings has increased 22.44% since last year from $608.33M to $744.85M, signaling increasing performance

SLM Corporation's yearly revenue has increased 4.10% since last year from $2.99G to $3.11G, signaling increasing performance

ROIC 10.49% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.

SLM Corporation's 3-year revenue CAGR of 9.54% is positive, indicating growing revenue over the past 3 years

SLM Corporation had revenue growth in 4.00 out of 5 years, indicating consistent revenue performance

SLM Corporation had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity

SLM Corporation is overvalued relative to its fair value price of 3.60 based on Discounted Cash Flow model

SLM Corporation has an earnings yield of 15.04%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

SLM Corporation is undervalued relative to its fair value price of 26.99 based on EBITDA multiple model

SLM Corporation has an EV/EBITDA ratio of 5.78x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

SLM Corporation is undervalued relative to its fair value price of 62.29 based on Earnings Fair Value model

SLM Corporation has a PEG-ratio under 1 which is considered undervalued

SLM Corporation has a price-to-book ratio of 2.04x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

SLM Corporation has a price-to-sales ratio of 1.56x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue