NASDAQ
SNFCA
Last Price
US $9.72
KEY FIGURES
MKT CAP
$222.9M
EPS
TTM
$1.40
PEG
TTM
0.12x
P/E
TTM
6.66x
P/S
TTM
0.65x
YIELD
0.00%
GROWTH
Revenue Y/Y
Profit margin
Current Ratio
Capital Returns
8.95%
Return on equity
ROIC: 2.25%
Valuation History
6.7X
Price to Earnings
EV/EBITDA: 3.5X
Cash flow
Profit margin
-
(FY vs FY)
EBITDA Y/Y
-10.90%
(FY vs FY)
Cash flow Y/Y
-
(FY vs FY)
Cash Flow (DCF)
Fair Value
Market $9.72
—
Default assumptions
EBITDA Multiple
Fair Value
Market $9.72
75.41%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
Security National Financial Corporation cash flow to debt ratio of 46.29% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.
Financial risk - Healthy cash flow growth.
Security National Financial Corporation's free cash flow has decreased -20.06% from $54.85M last year to $43.85M, signaling decreasing performance
Financial stability - Healthy debt to equity ratio.
Security National Financial Corporation's debt to equity ratio is 0.26, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial stability - Healthy debt to equity ratio development.
Security National Financial Corporation's debt has decreased relative to shareholder equity from 0.32 last year to 0.26 today, signaling strengthened financials
Financial stability - Net debt/EBITDA.
Security National Financial Corporation has a net debt to EBITDA ratio of 0.00x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
Security National Financial Corporation earns at least as much interest as it pays. Interest obligations are fully covered.
Financial risk - Profit margin growth.
Security National Financial Corporation's profit margin has decreased (-93.59%) in the last year from 323.91% to 20.78%, signaling decreasing performance
Financial stability - Short term assets vs short term liabilities.
Security National Financial Corporation's short-term assets of $219.16M exceed its short-term liabilities of $34.24M
Decreasing performance - ROA.
Security National Financial Corporation's return on assets of 2.20% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
Security National Financial Corporation's return on equity of 8.95%, is lower than 15.00%, indicating bad performance
Increasing performance - Earnings quality.
Security National Financial Corporation's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Increasing performance - Earnings stability.
Security National Financial Corporation had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
Security National Financial Corporation has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
Security National Financial Corporation has a free cash flow yield of 19.67%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Increasing performance - Healthy earnings growth.
Security National Financial Corporation's yearly earnings has increased 21.17% since last year from $26.54M to $32.15M, signaling increasing performance
Increasing performance - Healthy revenue growth.
Security National Financial Corporation's yearly revenue has increased 3.01% since last year from $334.52M to $344.59M, signaling increasing performance
Decreasing performance - ROIC.
ROIC 2.25% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
Increasing performance - 3-year revenue CAGR.
Security National Financial Corporation's 3-year revenue CAGR of 229.12% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
Security National Financial Corporation had revenue growth in 3.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
Security National Financial Corporation had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity
Overvalued - DCF valuation.
Security National Financial Corporation has insufficient data to evaluate this check.
Undervalued - Earnings yield.
Security National Financial Corporation has an earnings yield of 14.13%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Undervalued - EBITDA valuation.
Security National Financial Corporation is undervalued relative to its fair value price of 17.05 based on EBITDA multiple model
Undervalued - EV/EBITDA.
Security National Financial Corporation has an EV/EBITDA ratio of 3.51x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Undervalued - PEG ratio value.
Security National Financial Corporation has a PEG-ratio under 1 which is considered undervalued
Undervalued - P/B ratio.
Security National Financial Corporation has a price-to-book ratio of 0.58x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
Security National Financial Corporation has a price-to-sales ratio of 1.33x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue