NYSE
STC
Last Price
US $68.88
KEY FIGURES
MKT CAP
$2.1B
EPS
TTM
$4.20
PEG
TTM
0.21x
P/E
TTM
16.39x
P/S
TTM
0.69x
YIELD
3.05%
GROWTH
Revenue Y/Y
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
Stewart Information Services Corporation cash flow to debt ratio of 26.76% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.
Financial stability - Healthy cash flow growth.
Stewart Information Services Corporation's free cash flow has increased 39.03% from $95.14M last year to $132.28M, signaling increasing performance
Financial stability - Healthy debt to equity ratio.
Stewart Information Services Corporation's debt to equity ratio is 0.47, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial risk - Healthy debt to equity ratio development.
Stewart Information Services Corporation's debt has increased relative to shareholder equity from 0.40 last year to 0.47 today, signaling weakened financials
Financial stability - Net debt/EBITDA.
Stewart Information Services Corporation has a net debt to EBITDA ratio of 1.85x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
Stewart Information Services Corporation's interest coverage ratio of 8.26 indicates that earnings with good margin can cover interest payments on company debt
Financial stability - Profit margin growth.
Stewart Information Services Corporation's profit margin has increased (42.26%) in the last year from 2.94% to 4.19%, signaling increasing performance
Financial risk - Short term assets vs short term liabilities.
Stewart Information Services Corporation's short-term liabilities of $777.80M exceed its short-term assets of $559.74M, signaling financial risk
Decreasing performance - ROA.
Stewart Information Services Corporation's return on assets of 4.00% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
Stewart Information Services Corporation's return on equity of 8.36%, is lower than 15.00%, indicating bad performance
Increasing performance - Earnings quality.
Stewart Information Services Corporation's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Increasing performance - Earnings stability.
Stewart Information Services Corporation had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
Stewart Information Services Corporation has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
Stewart Information Services Corporation has a free cash flow yield of 6.31%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Increasing performance - Healthy earnings growth.
Stewart Information Services Corporation's yearly earnings has increased 57.63% since last year from $73.31M to $115.56M, signaling increasing performance
Increasing performance - Healthy revenue growth.
Stewart Information Services Corporation's yearly revenue has increased 17.31% since last year from $2.49G to $2.92G, signaling increasing performance
Increasing performance - ROIC.
ROIC 5.61% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.
Decreasing performance - 3-year revenue CAGR.
Stewart Information Services Corporation's 3-year revenue CAGR of -1.63% is negative, indicating declining revenue over the past 3 years
Increasing performance - Revenue consistency.
Stewart Information Services Corporation had revenue growth in 3.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
Stewart Information Services Corporation had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity
Overvalued - DCF valuation.
Stewart Information Services Corporation is overvalued relative to its fair value price of 10.19 based on Discounted Cash Flow model
Undervalued - Earnings yield.
Stewart Information Services Corporation has an earnings yield of 6.10%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Overvalued - EBITDA valuation.
Stewart Information Services Corporation is overvalued relative to its fair value price of 36.75 based on EBITDA multiple model
Undervalued - EV/EBITDA.
Stewart Information Services Corporation has an EV/EBITDA ratio of 10.53x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Undervalued - PEG ratio value.
Stewart Information Services Corporation has a PEG-ratio under 1 which is considered undervalued
Undervalued - P/B ratio.
Stewart Information Services Corporation has a price-to-book ratio of 1.29x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
Stewart Information Services Corporation has a price-to-sales ratio of 0.69x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
8.36%
Return on equity
ROIC: 5.61%
Valuation History
15.2X
Price to Earnings
EV/EBITDA: 9.8X
Cash flow
Profit margin
5.01%
(FY vs FY)
EBITDA Y/Y
0.09%
(FY vs FY)
Cash flow Y/Y
-12.70%
(FY vs FY)
Cash Flow (DCF)
Fair Value
Market $68.88
-85.21%
Default assumptions
EBITDA Multiple
Fair Value
Market $68.88
-46.65%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.