NYSE
TRV
Last Price
US $370.36
KEY FIGURES
MKT CAP
$77.2B
EPS
TTM
$39.44
PEG
TTM
0.16x
P/E
TTM
9.39x
P/S
TTM
1.59x
YIELD
1.23%
GROWTH
Revenue Y/Y
Profit margin
Current Ratio
Capital Returns
25.62%
Return on equity
ROIC: 19.90%
Valuation History
10.1X
Price to Earnings
EV/EBITDA: 7.8X
Cash flow
Profit margin
8.83%
(FY vs FY)
EBITDA Y/Y
15.32%
(FY vs FY)
Cash flow Y/Y
10.22%
(FY vs FY)
Cash Flow (DCF)
Fair Value
Market $370.36
128.35%
Default assumptions
EBITDA Multiple
Fair Value
Market $370.36
-31.58%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
The Travelers Companies, Inc. cash flow to debt ratio of 114.45% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.
Financial stability - Healthy cash flow growth.
The Travelers Companies, Inc.'s free cash flow has increased 16.88% from $9.07G last year to $10.61G, signaling increasing performance
Financial stability - Healthy debt to equity ratio.
The Travelers Companies, Inc.'s debt to equity ratio is 0.27, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial stability - Healthy debt to equity ratio development.
The Travelers Companies, Inc.'s debt has decreased relative to shareholder equity from 0.29 last year to 0.27 today, signaling strengthened financials
Financial stability - Net debt/EBITDA.
The Travelers Companies, Inc. has a net debt to EBITDA ratio of 0.96x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
The Travelers Companies, Inc.'s interest coverage ratio of 22.91 indicates that earnings with good margin can cover interest payments on company debt
Financial stability - Profit margin growth.
The Travelers Companies, Inc.'s profit margin has increased (57.44%) in the last year from 10.77% to 16.95%, signaling increasing performance
Financial risk - Short term assets vs short term liabilities.
The Travelers Companies, Inc.'s short-term liabilities of $92.02G exceed its short-term assets of $50.35G, signaling financial risk
Increasing performance - ROA.
The Travelers Companies, Inc.'s return on assets of 5.78% is higher than the 5.00% threshold, indicating efficient asset utilization
Increasing performance - Absolute return on equity.
The Travelers Companies, Inc.'s return on equity of 25.62%, is higher than 15.00%, indicating good performance
Increasing performance - Earnings quality.
The Travelers Companies, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Increasing performance - Earnings stability.
The Travelers Companies, Inc. had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
The Travelers Companies, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
The Travelers Companies, Inc. has a free cash flow yield of 13.73%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Increasing performance - Healthy earnings growth.
The Travelers Companies, Inc.'s yearly earnings has increased 25.79% since last year from $5.00G to $6.29G, signaling increasing performance
Increasing performance - Healthy revenue growth.
The Travelers Companies, Inc.'s yearly revenue has increased 5.17% since last year from $46.43G to $48.83G, signaling increasing performance
Increasing performance - ROIC.
ROIC 19.90% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.
Increasing performance - 3-year revenue CAGR.
The Travelers Companies, Inc.'s 3-year revenue CAGR of 9.79% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
The Travelers Companies, Inc. had revenue growth in 5.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
The Travelers Companies, Inc. had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity
Undervalued - DCF valuation.
The Travelers Companies, Inc. is undervalued relative to its fair value price of 845.70 based on Discounted Cash Flow model
Undervalued - Earnings yield.
The Travelers Companies, Inc. has an earnings yield of 10.65%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Overvalued - EBITDA valuation.
The Travelers Companies, Inc. is overvalued relative to its fair value price of 253.39 based on EBITDA multiple model
Undervalued - EV/EBITDA.
The Travelers Companies, Inc. has an EV/EBITDA ratio of 9.64x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Undervalued - PEG ratio value.
The Travelers Companies, Inc. has a PEG-ratio under 1 which is considered undervalued
Undervalued - P/B ratio.
The Travelers Companies, Inc. has a price-to-book ratio of 2.35x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
The Travelers Companies, Inc. has a price-to-sales ratio of 1.59x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue