UMB Financial Corporation cash flow to debt ratio of 28.69% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

UMB Financial Corporation has insufficient data to evaluate this check.

UMB Financial Corporation has insufficient data to evaluate this check.

UMB Financial Corporation has insufficient data to evaluate this check.

UMB Financial Corporation has a net cash position, so leverage is healthy.

UMB Financial Corporation earns at least as much interest as it pays. Interest obligations are fully covered.

UMB Financial Corporation has insufficient data to evaluate this check.

UMB Financial Corporation has insufficient data to evaluate this check.

UMB Financial Corporation's return on assets of 1.42% is lower than the 5.00% threshold, indicating inefficient asset utilization

UMB Financial Corporation's return on equity of 13.15%, is lower than 15.00%, indicating bad performance

UMB Financial Corporation's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

UMB Financial Corporation has insufficient public price history to evaluate earnings stability.

UMB Financial Corporation has positive free cash flow, indicating the company generates cash after capital expenditures

UMB Financial Corporation has a free cash flow yield of 50.52%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

UMB Financial Corporation has insufficient data to evaluate this check.

UMB Financial Corporation has insufficient data to evaluate this check.

ROIC 8.78% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.

UMB Financial Corporation has insufficient revenue history to calculate 3-year revenue CAGR.

UMB Financial Corporation has insufficient public price history to evaluate revenue consistency.

UMB Financial Corporation has insufficient public price history to evaluate ROE consistency.

UMB Financial Corporation has insufficient data to evaluate this check.

UMB Financial Corporation has an earnings yield of 53.33%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

UMB Financial Corporation has insufficient data to evaluate this check.

UMB Financial Corporation has insufficient data to compute enterprise value.

UMB Financial Corporation has insufficient data to evaluate this check.

UMB Financial Corporation has insufficient diluted EPS history to calculate the PEG ratio.

UMB Financial Corporation has a price-to-book ratio of 0.25x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

UMB Financial Corporation has a price-to-sales ratio of 0.44x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue