NYSE
UMH
Last Price
US $15.28
KEY FIGURES
MKT CAP
$1.3B
EPS
TTM
$0.35
PEG
TTM
-
P/E
TTM
148.13x
P/S
TTM
5.03x
YIELD
5.83%
GROWTH
Revenue Y/Y
9.85%
(FY vs FY)
EBITDA Y/Y
Cash Flow (DCF)
Fair Value
Market $15.28
-64.99%
Default assumptions
EBITDA Multiple
Fair Value
Market $15.28
-87.04%
Default assumptions
Valuation
Financial
Performance
Financial risk - Cash flow debt coverage.
UMH Properties, Inc. cash flow to debt ratio of 10.77% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.
Financial stability - Healthy cash flow growth.
UMH Properties, Inc.'s free cash flow has increased 0.46% from $81.60M last year to $81.97M, signaling increasing performance
Financial risk - Healthy debt to equity ratio.
UMH Properties, Inc.'s debt to equity ratio is 0.85, which means that the company's assets are unhealthy financed, signaling financial risk. READ MORE: A ratio over 0.60 means the company finances its assets with debt, signaling financial risk. If ratio is negative, the company spent its own equity and risks bankruptcy
Financial risk - Healthy debt to equity ratio development.
UMH Properties, Inc.'s debt has increased relative to shareholder equity from 0.67 last year to 0.85 today, signaling weakened financials
Financial risk - Net debt/EBITDA.
UMH Properties, Inc. has a net debt to EBITDA ratio of 5.62x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk
Financial risk - ICR.
UMH Properties, Inc.'s interest coverage ratio is 1.45, which means that the company struggles to meet interest obligations, signaling financial risk.
Financial stability - Profit margin growth.
UMH Properties, Inc.'s profit margin has increased (22.70%) in the last year from 8.99% to 11.04%, signaling increasing performance
Financial stability - Short term assets vs short term liabilities.
UMH Properties, Inc.'s short-term assets of $242.81M exceed its short-term liabilities of $19.78M
Decreasing performance - ROA.
UMH Properties, Inc.'s return on assets of 1.74% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
UMH Properties, Inc.'s return on equity of 3.22%, is lower than 15.00%, indicating bad performance
Increasing performance - Earnings quality.
UMH Properties, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Increasing performance - Earnings stability.
UMH Properties, Inc. had positive net income in 4.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
UMH Properties, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
UMH Properties, Inc. has a free cash flow yield of 6.23%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Increasing performance - Healthy earnings growth.
UMH Properties, Inc.'s yearly earnings has increased 22.48% since last year from $21.64M to $26.50M, signaling increasing performance
Increasing performance - Healthy revenue growth.
UMH Properties, Inc.'s yearly revenue has increased 8.81% since last year from $240.55M to $261.75M, signaling increasing performance
Decreasing performance - ROIC.
ROIC 2.83% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
Increasing performance - 3-year revenue CAGR.
UMH Properties, Inc.'s 3-year revenue CAGR of 10.17% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
UMH Properties, Inc. had revenue growth in 5.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
UMH Properties, Inc. had positive ROE in 4.00 out of 5 years, indicating consistent and reliable returns on equity
Overvalued - DCF valuation.
UMH Properties, Inc. is overvalued relative to its fair value price of 5.35 based on Discounted Cash Flow model
Overvalued - Earnings yield.
UMH Properties, Inc. has an earnings yield of 2.24%, which is below the 4.00% threshold, indicating the stock may be expensive relative to its earnings
Overvalued - EBITDA valuation.
UMH Properties, Inc. is overvalued relative to its fair value price of 1.98 based on EBITDA multiple model
Undervalued - EV/EBITDA.
UMH Properties, Inc. has an EV/EBITDA ratio of 16.73x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Overvalued - PEG ratio value.
UMH Properties, Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails
Undervalued - P/B ratio.
UMH Properties, Inc. has a price-to-book ratio of 1.47x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
UMH Properties, Inc. has a price-to-sales ratio of 4.94x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
3.22%
Return on equity
ROIC: 2.83%
Valuation History
148.1X
Price to Earnings
EV/EBITDA: 16.7X
Cash flow
Profit margin
13.50%
(FY vs FY)
Cash flow Y/Y
4.17%
(FY vs FY)
Base valuations use default assumptions. Customize in the Valuator.