Upbound Group, Inc. cash flow to debt ratio of 16.46% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Upbound Group, Inc.'s free cash flow has increased 392.73% from $48.45M last year to $238.71M, signaling increasing performance

Upbound Group, Inc.'s debt to equity ratio is 2.41, which means that the company's assets are unhealthy financed, signaling financial risk. READ MORE: A ratio over 0.60 means the company finances its assets with debt, signaling financial risk. If ratio is negative, the company spent its own equity and risks bankruptcy

Upbound Group, Inc.'s debt has decreased relative to shareholder equity from 2.52 last year to 2.41 today, signaling strengthened financials

Upbound Group, Inc. has a net debt to EBITDA ratio of 6.36x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

Upbound Group, Inc.'s interest coverage ratio of 2.28 indicates that earnings with margin can cover interest payments on company debt

Upbound Group, Inc.'s profit margin has decreased (-37.79%) in the last year from 2.86% to 1.78%, signaling decreasing performance

Upbound Group, Inc.'s short-term assets of $1.80G exceed its short-term liabilities of $715.13M

Upbound Group, Inc.'s return on assets of 2.69% is lower than the 5.00% threshold, indicating inefficient asset utilization

Upbound Group, Inc.'s return on equity of 12.10%, is lower than 15.00%, indicating bad performance

Upbound Group, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Upbound Group, Inc. had positive net income in 4.00 out of 5 years, indicating stable and consistent earnings

Upbound Group, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Upbound Group, Inc. has a free cash flow yield of 20.03%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Upbound Group, Inc.'s yearly earnings has decreased -40.68% since last year from $123.48M to $73.24M, signaling decreasing performance

Upbound Group, Inc.'s yearly revenue has increased 8.67% since last year from $4.32G to $4.70G, signaling increasing performance

ROIC 6.77% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.

Upbound Group, Inc.'s 3-year revenue CAGR of 3.41% is positive, indicating growing revenue over the past 3 years

Upbound Group, Inc. had revenue growth in 3.00 out of 5 years, indicating consistent revenue performance

Upbound Group, Inc. had positive ROE in 4.00 out of 5 years, indicating consistent and reliable returns on equity

Upbound Group, Inc. is undervalued relative to its fair value price of 25.69 based on Discounted Cash Flow model

Upbound Group, Inc. has an earnings yield of 7.26%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Upbound Group, Inc. is overvalued relative to its fair value price of 3.02 based on EBITDA multiple model

Upbound Group, Inc. has an EV/EBITDA ratio of 2.70x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Upbound Group, Inc. is undervalued relative to its fair value price of 73.60 based on Earnings Fair Value model

Upbound Group, Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

Upbound Group, Inc. has a price-to-book ratio of 1.62x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Upbound Group, Inc. has a price-to-sales ratio of 0.25x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue