Univest Financial Corporation cash flow to debt ratio of 28.85% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

Univest Financial Corporation's free cash flow has increased 34.62% from $72.00M last year to $96.93M, signaling increasing performance

Univest Financial Corporation's debt to equity ratio is 0.34, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.

Univest Financial Corporation's debt has decreased relative to shareholder equity from 0.47 last year to 0.34 today, signaling strengthened financials

Univest Financial Corporation has a net debt to EBITDA ratio of 0.00x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

Univest Financial Corporation earns at least as much interest as it pays. Interest obligations are fully covered.

Univest Financial Corporation's profit margin has increased (20.49%) in the last year from 15.17% to 18.28%, signaling increasing performance

Univest Financial Corporation's short-term liabilities of $7.16G exceed its short-term assets of $605.54M, signaling financial risk

Univest Financial Corporation's return on assets of 1.17% is lower than the 5.00% threshold, indicating inefficient asset utilization

Univest Financial Corporation's return on equity of 10.19%, is lower than 15.00%, indicating bad performance

Univest Financial Corporation's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Univest Financial Corporation had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings

Univest Financial Corporation has positive free cash flow, indicating the company generates cash after capital expenditures

Univest Financial Corporation has a free cash flow yield of 8.01%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Univest Financial Corporation's yearly earnings has increased 19.53% since last year from $75.93M to $90.76M, signaling increasing performance

Univest Financial Corporation's yearly revenue has increased 3.58% since last year from $500.41M to $518.35M, signaling increasing performance

ROIC 7.19% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.

Univest Financial Corporation's 3-year revenue CAGR of 16.23% is positive, indicating growing revenue over the past 3 years

Univest Financial Corporation had revenue growth in 5.00 out of 5 years, indicating consistent revenue performance

Univest Financial Corporation had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity

Univest Financial Corporation is undervalued relative to its fair value price of 67.51 based on Discounted Cash Flow model

Univest Financial Corporation has an earnings yield of 7.83%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Univest Financial Corporation is overvalued relative to its fair value price of 36.55 based on EBITDA multiple model

Univest Financial Corporation has an EV/EBITDA ratio of 8.42x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Univest Financial Corporation is undervalued relative to its fair value price of 77.48 based on Earnings Fair Value model

Univest Financial Corporation has a PEG-ratio under 1 which is considered undervalued

Univest Financial Corporation has a price-to-book ratio of 1.28x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Univest Financial Corporation has a price-to-sales ratio of 2.33x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue