NASDAQ
WASH
Last Price
US $35.79
KEY FIGURES
MKT CAP
$0.7B
EPS
TTM
$2.77
PEG
TTM
0.05x
P/E
TTM
12.94x
P/S
TTM
1.80x
YIELD
6.26%
GROWTH
Revenue Y/Y
Profit margin
Current Ratio
Capital Returns
9.79%
Return on equity
ROIC: 25.24%
Valuation History
13.0X
Price to Earnings
EV/EBITDA: 18.2X
Cash flow
Profit margin
-
(FY vs FY)
EBITDA Y/Y
-
(FY vs FY)
Cash flow Y/Y
-
(FY vs FY)
Cash Flow (DCF)
Fair Value
Market $35.79
—
Default assumptions
EBITDA Multiple
Fair Value
Market $35.79
—
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.
Valuation
Financial
Performance
Financial risk - Cash flow debt coverage.
Washington Trust Bancorp, Inc. cash flow to debt ratio of 0.00% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.
Financial risk - Healthy cash flow growth.
Washington Trust Bancorp, Inc. has insufficient data to evaluate this check.
Financial risk - Healthy debt to equity ratio.
Washington Trust Bancorp, Inc. has insufficient data to evaluate this check.
Financial risk - Healthy debt to equity ratio development.
Washington Trust Bancorp, Inc. has insufficient data to evaluate this check.
Financial risk - Net debt/EBITDA.
Washington Trust Bancorp, Inc. has a net debt to EBITDA ratio of 9.73x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk
Financial stability - ICR.
Washington Trust Bancorp, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.
Financial stability - Profit margin growth.
Washington Trust Bancorp, Inc.'s profit margin has increased (-254.31%) in the last year from -9.03% to 13.93%, signaling increasing performance
Financial risk - Short term assets vs short term liabilities.
Washington Trust Bancorp, Inc. has insufficient data to evaluate this check.
Decreasing performance - ROA.
Washington Trust Bancorp, Inc.'s return on assets of 0.82% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
Washington Trust Bancorp, Inc.'s return on equity of 9.79%, is lower than 15.00%, indicating bad performance
Decreasing performance - Earnings quality.
Washington Trust Bancorp, Inc. has insufficient data to evaluate this check.
Increasing performance - Earnings stability.
Washington Trust Bancorp, Inc. had positive net income in 4.00 out of 5 years, indicating stable and consistent earnings
Decreasing performance - Free cash flow.
Washington Trust Bancorp, Inc. has negative free cash flow, indicating the company is burning cash rather than generating it
Decreasing performance - FCF yield.
Washington Trust Bancorp, Inc. has a free cash flow yield of 0.00%, which is below the 2.00% threshold, indicating limited cash return relative to market value
Increasing performance - Healthy earnings growth.
Washington Trust Bancorp, Inc.'s yearly earnings has increased -286.19% since last year from $-28.06M to $52.24M, signaling increasing performance
Increasing performance - Healthy revenue growth.
Washington Trust Bancorp, Inc.'s yearly revenue has increased 22.62% since last year from $310.78M to $381.08M, signaling increasing performance
Increasing performance - ROIC.
ROIC 25.24% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.
Increasing performance - 3-year revenue CAGR.
Washington Trust Bancorp, Inc.'s 3-year revenue CAGR of 14.02% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
Washington Trust Bancorp, Inc. had revenue growth in 3.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
Washington Trust Bancorp, Inc. had positive ROE in 4.00 out of 5 years, indicating consistent and reliable returns on equity
Overvalued - DCF valuation.
Washington Trust Bancorp, Inc. has insufficient data to evaluate this check.
Undervalued - Earnings yield.
Washington Trust Bancorp, Inc. has an earnings yield of 7.73%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Overvalued - EBITDA valuation.
Washington Trust Bancorp, Inc. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model
Undervalued - EV/EBITDA.
Washington Trust Bancorp, Inc. has an EV/EBITDA ratio of 19.25x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Undervalued - PEG ratio value.
Washington Trust Bancorp, Inc. has a PEG-ratio under 1 which is considered undervalued
Undervalued - P/B ratio.
Washington Trust Bancorp, Inc. has a price-to-book ratio of 1.25x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
Washington Trust Bancorp, Inc. has a price-to-sales ratio of 1.80x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue