West Coast Community Bancorp cash flow to debt ratio of 665.65% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

West Coast Community Bancorp's free cash flow has increased 119.17% from $22.44M last year to $49.18M, signaling increasing performance

West Coast Community Bancorp's debt to equity ratio is 0.00, which means that the company's assets are healthy financed, signaling financial stability.

West Coast Community Bancorp's debt has decreased relative to shareholder equity from 0.06 last year to 0.00 today, signaling strengthened financials

West Coast Community Bancorp has a net cash position, so leverage is healthy.

West Coast Community Bancorp earns at least as much interest as it pays. Interest obligations are fully covered.

West Coast Community Bancorp's profit margin was 23.82% last year and is 32.00% this year, signaling increasing performance

West Coast Community Bancorp's short-term liabilities of $2.48B exceed its short-term assets of $223.07M, signaling financial risk

West Coast Community Bancorp's return on assets of 13.01% is higher than the 5.00% threshold, indicating efficient asset utilization

West Coast Community Bancorp's return on equity of 14.73%, is lower than 15.00%, indicating bad performance

West Coast Community Bancorp's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

West Coast Community Bancorp had positive net income in 5 out of 5 years, indicating stable and consistent earnings

West Coast Community Bancorp has positive free cash flow, indicating the company generates cash after capital expenditures

West Coast Community Bancorp has a free cash flow yield of 7.38%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

West Coast Community Bancorp's yearly earnings has increased 70.49% since last year from $29.58M to $50.43M, signaling increasing performance

West Coast Community Bancorp's yearly revenue has increased 37.50% since last year from $124.20M to $170.77M, signaling increasing performance

ROIC 13.01% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.

West Coast Community Bancorp's 3-year revenue CAGR of 30.63% is positive, indicating growing revenue over the past 3 years

West Coast Community Bancorp had revenue growth in 5 out of 5 years, indicating consistent revenue performance

West Coast Community Bancorp had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

West Coast Community Bancorp has insufficient data to evaluate this check.

West Coast Community Bancorp has an earnings yield of 8.77%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

West Coast Community Bancorp is overvalued relative to its fair value price of 0.00 based on Base EBITDA Valuation model

West Coast Community Bancorp has an EV/EBITDA ratio of 5.95x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

West Coast Community Bancorp has insufficient data to evaluate this check.

West Coast Community Bancorp has a PEG-ratio under 1 which is considered undervalued

West Coast Community Bancorp has negative shareholder equity; price-to-book is not meaningful and the check fails

West Coast Community Bancorp has a price-to-sales ratio of 3.65x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue