Winchester Bancorp, Inc. Common Stock cash flow to debt ratio of 1.56% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Winchester Bancorp, Inc. Common Stock's free cash flow has increased -300.83% from $-1.09M last year to $2.18M, signaling increasing performance

Winchester Bancorp, Inc. Common Stock's debt to equity ratio is 1.31, which means that the company's assets are unhealthy financed, signaling financial risk. READ MORE: A ratio over 0.60 means the company finances its assets with debt, signaling financial risk. If ratio is negative, the company spent its own equity and risks bankruptcy

Winchester Bancorp, Inc. Common Stock's debt has increased relative to shareholder equity from 1.27 last year to 1.31 today, signaling weakened financials

Winchester Bancorp, Inc. Common Stock has a net debt to EBITDA ratio of 27.43x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

Winchester Bancorp, Inc. Common Stock earns at least as much interest as it pays. Interest obligations are fully covered.

Winchester Bancorp, Inc. Common Stock's profit margin has increased (-535.87%) in the last year from -1.96% to 8.56%, signaling increasing performance

Winchester Bancorp, Inc. Common Stock's short-term assets of $5.32M exceed its short-term liabilities of $0.00

Winchester Bancorp, Inc. Common Stock's return on assets of 0.40% is lower than the 5.00% threshold, indicating inefficient asset utilization

Winchester Bancorp, Inc. Common Stock's return on equity of 3.72%, is lower than 15.00%, indicating bad performance

Winchester Bancorp, Inc. Common Stock's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Winchester Bancorp, Inc. Common Stock had positive net income in 3.00 out of 5 years, indicating stable and consistent earnings

Winchester Bancorp, Inc. Common Stock has positive free cash flow, indicating the company generates cash after capital expenditures

Winchester Bancorp, Inc. Common Stock has a free cash flow yield of 1.87%, which is below the 2.00% threshold, indicating limited cash return relative to market value

Winchester Bancorp, Inc. Common Stock's yearly earnings has increased -605.84% since last year from $-874.00K to $4.42M, signaling increasing performance

Winchester Bancorp, Inc. Common Stock's yearly revenue has increased 16.05% since last year from $44.51M to $51.65M, signaling increasing performance

ROIC 0.38% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Winchester Bancorp, Inc. Common Stock's 3-year revenue CAGR of 26.06% is positive, indicating growing revenue over the past 3 years

Winchester Bancorp, Inc. Common Stock had revenue growth in 3.00 out of 5 years, indicating consistent revenue performance

Winchester Bancorp, Inc. Common Stock had positive ROE in 3.00 out of 5 years, indicating consistent and reliable returns on equity

Winchester Bancorp, Inc. Common Stock has insufficient data to evaluate this check.

Winchester Bancorp, Inc. Common Stock has an earnings yield of 3.79%, which is below the 4.00% threshold, indicating the stock may be expensive relative to its earnings

Winchester Bancorp, Inc. Common Stock is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

Winchester Bancorp, Inc. Common Stock has an EV/EBITDA ratio of 47.79x, which exceeds the 20.00x threshold, indicating the stock may be overvalued relative to its operating earnings

Winchester Bancorp, Inc. Common Stock has insufficient data to evaluate this check.

Winchester Bancorp, Inc. Common Stock has a PEG-ratio under 1 which is considered undervalued

Winchester Bancorp, Inc. Common Stock has a price-to-book ratio of 0.97x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Winchester Bancorp, Inc. Common Stock has a price-to-sales ratio of 2.26x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue