NASDAQ
WSFS
Last Price
US $77.67
KEY FIGURES
MKT CAP
$4.0B
EPS
TTM
$5.81
PEG
TTM
0.55x
P/E
TTM
13.36x
P/S
TTM
3.03x
YIELD
0.91%
GROWTH
Revenue Y/Y
13.92%
(FY vs FY)
EBITDA Y/Y
Cash Flow (DCF)
Fair Value
Market $77.67
17.57%
Default assumptions
EBITDA Multiple
Fair Value
Market $77.67
-5.27%
Default assumptions
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
WSFS Financial Corporation cash flow to debt ratio of 72.68% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.
Financial stability - Healthy cash flow growth.
WSFS Financial Corporation's free cash flow has increased 3.88% from $205.64M last year to $213.61M, signaling increasing performance
Financial stability - Healthy debt to equity ratio.
WSFS Financial Corporation's debt to equity ratio is 0.11, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial stability - Healthy debt to equity ratio development.
WSFS Financial Corporation's debt has decreased relative to shareholder equity from 0.15 last year to 0.11 today, signaling strengthened financials
Financial stability - Net debt/EBITDA.
WSFS Financial Corporation has a net debt to EBITDA ratio of 0.00x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
WSFS Financial Corporation earns at least as much interest as it pays. Interest obligations are fully covered.
Financial stability - Profit margin growth.
WSFS Financial Corporation's profit margin has increased (20.43%) in the last year from 18.80% to 22.64%, signaling increasing performance
Financial risk - Short term assets vs short term liabilities.
WSFS Financial Corporation's short-term liabilities of $17.64G exceed its short-term assets of $1.36G, signaling financial risk
Decreasing performance - ROA.
WSFS Financial Corporation's return on assets of 1.39% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
WSFS Financial Corporation's return on equity of 11.34%, is lower than 15.00%, indicating bad performance
Decreasing performance - Earnings quality.
WSFS Financial Corporation's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation
Increasing performance - Earnings stability.
WSFS Financial Corporation had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
WSFS Financial Corporation has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
WSFS Financial Corporation has a free cash flow yield of 5.28%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Increasing performance - Healthy earnings growth.
WSFS Financial Corporation's yearly earnings has increased 8.98% since last year from $263.67M to $287.35M, signaling increasing performance
Decreasing performance - Healthy revenue growth.
WSFS Financial Corporation's yearly revenue has decreased -3.05% since last year from $1.40G to $1.36G, signaling decreasing performance
Decreasing performance - ROIC.
ROIC 1.39% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
Increasing performance - 3-year revenue CAGR.
WSFS Financial Corporation's 3-year revenue CAGR of 12.17% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
WSFS Financial Corporation had revenue growth in 3.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
WSFS Financial Corporation had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity
Undervalued - DCF valuation.
WSFS Financial Corporation is undervalued relative to its fair value price of 91.32 based on Discounted Cash Flow model
Undervalued - Earnings yield.
WSFS Financial Corporation has an earnings yield of 7.48%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Overvalued - EBITDA valuation.
WSFS Financial Corporation is overvalued relative to its fair value price of 73.58 based on EBITDA multiple model
Undervalued - EV/EBITDA.
WSFS Financial Corporation has an EV/EBITDA ratio of 7.40x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Undervalued - PEG ratio value.
WSFS Financial Corporation has a PEG-ratio under 1 which is considered undervalued
Undervalued - P/B ratio.
WSFS Financial Corporation has a price-to-book ratio of 1.52x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
WSFS Financial Corporation has a price-to-sales ratio of 3.03x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
11.34%
Return on equity
ROIC: 1.39%
Valuation History
13.9X
Price to Earnings
EV/EBITDA: 4.2X
Cash flow
Profit margin
17.37%
(FY vs FY)
Cash flow Y/Y
92.97%
(FY vs FY)
Base valuations use default assumptions. Customize in the Valuator.