NASDAQ
WTBA
Last Price
US $27.41
KEY FIGURES
MKT CAP
$459.2M
EPS
TTM
$2.08
PEG
TTM
0.38x
P/E
TTM
12.97x
P/S
TTM
2.31x
YIELD
3.71%
GROWTH
Revenue Y/Y
Valuation
Financial
Performance
Financial risk - Cash flow debt coverage.
West Bancorporation, Inc. cash flow to debt ratio of 12.35% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.
Financial stability - Healthy cash flow growth.
West Bancorporation, Inc.'s free cash flow has increased 215.63% from $13.67M last year to $43.15M, signaling increasing performance
Financial risk - Healthy debt to equity ratio.
West Bancorporation, Inc.'s debt to equity ratio is 1.39, which means that the company's assets are unhealthy financed, signaling financial risk. READ MORE: A ratio over 0.60 means the company finances its assets with debt, signaling financial risk. If ratio is negative, the company spent its own equity and risks bankruptcy
Financial stability - Healthy debt to equity ratio development.
West Bancorporation, Inc.'s debt has decreased relative to shareholder equity from 1.72 last year to 1.39 today, signaling strengthened financials
Financial stability - Net debt/EBITDA.
West Bancorporation, Inc. has a net debt to EBITDA ratio of 0.55x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
West Bancorporation, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.
Financial stability - Profit margin growth.
West Bancorporation, Inc.'s profit margin has increased (45.37%) in the last year from 12.16% to 17.67%, signaling increasing performance
Financial risk - Short term assets vs short term liabilities.
West Bancorporation, Inc.'s short-term liabilities of $3.47G exceed its short-term assets of $651.48M, signaling financial risk
Decreasing performance - ROA.
West Bancorporation, Inc.'s return on assets of 0.88% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
West Bancorporation, Inc.'s return on equity of 13.67%, is lower than 15.00%, indicating bad performance
Increasing performance - Earnings quality.
West Bancorporation, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Increasing performance - Earnings stability.
West Bancorporation, Inc. had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
West Bancorporation, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
West Bancorporation, Inc. has a free cash flow yield of 9.40%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Increasing performance - Healthy earnings growth.
West Bancorporation, Inc.'s yearly earnings has increased 35.38% since last year from $24.05M to $32.56M, signaling increasing performance
Increasing performance - Healthy revenue growth.
West Bancorporation, Inc.'s yearly revenue has increased 0.33% since last year from $197.84M to $198.49M, signaling increasing performance
Increasing performance - ROIC.
ROIC 5.22% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.
Increasing performance - 3-year revenue CAGR.
West Bancorporation, Inc.'s 3-year revenue CAGR of 14.12% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
West Bancorporation, Inc. had revenue growth in 5.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
West Bancorporation, Inc. had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity
Undervalued - DCF valuation.
West Bancorporation, Inc. is undervalued relative to its fair value price of 27.07 based on Discounted Cash Flow model
Undervalued - Earnings yield.
West Bancorporation, Inc. has an earnings yield of 7.72%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Overvalued - EBITDA valuation.
West Bancorporation, Inc. is overvalued relative to its fair value price of 12.32 based on EBITDA multiple model
Undervalued - EV/EBITDA.
West Bancorporation, Inc. has an EV/EBITDA ratio of 11.71x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Undervalued - PEG ratio value.
West Bancorporation, Inc. has a PEG-ratio under 1 which is considered undervalued
Undervalued - P/B ratio.
West Bancorporation, Inc. has a price-to-book ratio of 1.69x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
West Bancorporation, Inc. has a price-to-sales ratio of 2.30x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
13.67%
Return on equity
ROIC: 5.22%
Valuation History
13.0X
Price to Earnings
EV/EBITDA: 11.7X
Cash flow
Profit margin
12.66%
(FY vs FY)
EBITDA Y/Y
1.82%
(FY vs FY)
Cash flow Y/Y
1.55%
(FY vs FY)
Cash Flow (DCF)
Fair Value
Market $27.41
-1.24%
Default assumptions
EBITDA Multiple
Fair Value
Market $27.41
-55.05%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.