Wintrust Financial Corporation carries no debt; cash flow comfortably covers obligations.

Wintrust Financial Corporation has insufficient data to evaluate this check.

Wintrust Financial Corporation has insufficient data to evaluate this check.

Wintrust Financial Corporation has insufficient data to evaluate this check.

Wintrust Financial Corporation has a net cash position, so leverage is healthy.

Wintrust Financial Corporation earns at least as much interest as it pays. Interest obligations are fully covered.

Wintrust Financial Corporation has insufficient data to evaluate this check.

Wintrust Financial Corporation has insufficient data to evaluate this check.

Wintrust Financial Corporation's return on assets of 0.91% is lower than the 5.00% threshold, indicating inefficient asset utilization

Wintrust Financial Corporation's return on equity of 9.43%, is lower than 15.00%, indicating bad performance

Wintrust Financial Corporation's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Wintrust Financial Corporation has insufficient public price history to evaluate earnings stability.

Wintrust Financial Corporation has positive free cash flow, indicating the company generates cash after capital expenditures

Wintrust Financial Corporation has a free cash flow yield of 52.61%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Wintrust Financial Corporation has insufficient data to evaluate this check.

Wintrust Financial Corporation has insufficient data to evaluate this check.

ROIC 5.09% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.

Wintrust Financial Corporation has insufficient revenue history to calculate 3-year revenue CAGR.

Wintrust Financial Corporation has insufficient public price history to evaluate revenue consistency.

Wintrust Financial Corporation has insufficient public price history to evaluate ROE consistency.

Wintrust Financial Corporation has insufficient data to evaluate this check.

Wintrust Financial Corporation has an earnings yield of 39.84%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Wintrust Financial Corporation has insufficient data to evaluate this check.

Wintrust Financial Corporation has insufficient data to compute enterprise value.

Wintrust Financial Corporation has insufficient data to evaluate this check.

Wintrust Financial Corporation has insufficient diluted EPS history to calculate the PEG ratio.

Wintrust Financial Corporation has a price-to-book ratio of 0.24x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Wintrust Financial Corporation has a price-to-sales ratio of 0.53x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue