Investment Score
The Investment Score is InvestViable's automated due diligence system. It runs 28 checks across three categories, Financial Strength, Performance, and Valuation, and rolls them into a single score from 0 to 100. Higher readings mean more of the checks passed. Each check carries a plain-English explanation, so the number always traces back to the reasoning behind it. The Score is a starting point for research rather than a verdict on a stock. It summarizes what a company's reported fundamentals show today, and it is deliberately transparent about its structure so you can judge whether it fits how you invest.

Breakdown of the process
The system collects extensive financial data from reliable sources, ensuring the accuracy and timeliness of the information used in the analysis.
This step examines the company's balance sheet, focusing on liquidity, debt levels, and overall solvency. Metrics such as the current ratio, debt-to-equity ratio, and cash-flow stability indicate whether the business can withstand stress and meet its obligations.
The system evaluates the company's income statement, looking at revenue growth, profitability margins, and earnings consistency. Key performance indicators include return on equity, net profit margin, and earnings per share.
The algorithm assesses the company's stock price in relation to its intrinsic value. It considers price-to-earnings ratio, price-to-book ratio, and other valuation metrics to gauge how the current price compares with the company's estimated intrinsic value.
The 28 checks are grouped into three categories, each contributing a fixed maximum number of points: Financial Strength up to 10, Performance up to 13, and Valuation up to 8. Those maximums sum to a fixed denominator of 31 points. Most checks are pass or fail, scoring one point or zero; a small number use a three-tier scale that can award up to two points, which is how the maximum reaches 31 across 28 checks. The points earned are divided by 31 and scaled to a 0-100 reading, capped at 100. The denominator stays fixed at 31 for every company, so when a check cannot be evaluated, it scores zero rather than shrinking the scale, which keeps scores comparable across thousands of stocks.
Investor Decisions
The Investment Score serves as a powerful tool for investors by offering a clear and concise evaluation of a company’s investment potential. Here’s what it conveys. By integrating these aspects into a single, easy-to-understand score, the "Investment Score" enables investors to quickly gauge the quality of an investment opportunity, facilitating more informed and confident investment decisions.
A higher score in this area indicates strong liquidity and manageable debt levels, suggesting the company is well-positioned to meet its financial obligations.
A high score signifies robust revenue growth and profitability, pointing to a company’s efficient operations and sustainable earnings power.
This score helps investors understand the current market sentiment and intrinsic value of the stock. A balanced valuation score indicates a fair pricing of the company’s stock, reducing the risk of overpayment.